---
title: "Platnova: Money Transfer App in Africa"
description: "Send money from Nigeria, Ghana or Rwanda to 50+ countries, open USD/GBP/EUR accounts in seconds, and spend with virtual/physical cards in 13+ currencies."
canonical_url: "https://liners.com/platnova"
markdown_url: "https://liners.com/platnova.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/platnova/screenshot.webp?v=1776188574849"
published_at: "2026-04-16T13:36:08.510Z"
updated_at: "2026-08-30T16:25:46.626Z"
---

# Platnova: Money Transfer App in Africa

Send money from Nigeria, Ghana or Rwanda to 50+ countries, open USD/GBP/EUR accounts in seconds, and spend with virtual/physical cards in 13+ currencies.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Platnova](/platnova)

## Summary

Send, spend, and manage money across borders in one app

A finance and lifestyle app for individuals and businesses to send money internationally, manage multi-currency wallets, pay bills, save in a vault, and use cards.

## Product details

| Field | Value |
| --- | --- |
| Website | https://platnova.com/ |
| Tagline | Send, spend, and manage money across borders in one app |
| Primary country | Nigeria |
| Platforms | Android, iOS, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Platnova is an all-in-one finance and lifestyle app for individuals and businesses that need cross-border transfers, multi-currency accounts, cards, savings, and everyday payments.

Key capabilities include:
- **International transfers** for sending money locally or abroad, with support for payments to **50+ countries**, **multiple payment methods**, **competitive exchange rates**, and **instant transaction notifications**.
- **Multi-currency money management**, including **USD, GBP, and EUR accounts opened within seconds**, plus currency swaps and tools designed to give users more control over cross-border spending.
- **Cards and cash services**, including **physical and virtual cards** that work across **13+ currencies**, alongside **OTC deposits and payouts**.
- **Bills, savings, and lifestyle** features such as **airtime and data top-ups**, **TV subscriptions**, **gift cards**, **tuition payments** (including accommodation and other bills), **Platnova Vault** savings in **USD, GBP, EUR, and NGN**, plus travel and lifestyle booking options like **flights, lounges, stays, and vacations**.

Available on **Web**, **Android**, and **iOS**.

It serves **B2C users** managing personal finances and travel needs, and **B2B teams** using business tools such as **payment links, invoices, transactions, and business cards**.

In an Africa-focused context, it maintains a presence in **Nigeria** (FMLL Certified and FCCPC Approved, Lagos address) and includes entities registered as money services businesses in the **United States (FinCEN)** and **Canada (FINTRAC)**, supporting cross-border use cases from African markets.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Invoicing](/tags/invoicing): Product feature or technology
- [Payment Links](/tags/payment-links): Product feature or technology
- [Physical Cards](/tags/physical-cards): Product feature or technology
- [Virtual Cards](/tags/virtual-cards): Product feature or technology
- [Ghana](/countries/ghana): Market
- [Nigeria](/countries/nigeria): Market
- [Rwanda](/countries/rwanda): Market

## Related pages

- [Alternatives](/platnova/alternatives)
- [Reviews](/platnova/reviews)
- [Transparency](/platnova/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/platnova)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)