---
title: "Phundit: Savings App in Ghana"
description: "Build an emergency fund in Ghana: set targets, save regularly and earn daily interest via a mutual fund. Get Phundit Coins for data, ECG prepaid and DSTV."
canonical_url: "https://liners.com/phundit"
markdown_url: "https://liners.com/phundit.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/phundit/screenshot.webp?v=1778020627557"
published_at: "2026-05-08T06:27:30.108Z"
updated_at: "2026-10-05T05:13:44.147Z"
---

# Phundit: Savings App in Ghana

Build an emergency fund in Ghana: set targets, save regularly and earn daily interest via a mutual fund. Get Phundit Coins for data, ECG prepaid and DSTV.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Phundit](/phundit)

## Summary

Build an emergency fund with daily interest and rewards

An emergency savings app for people in Ghana to set targets, save consistently, earn daily interest via mutual funds, get AI tips, and redeem rewards.

## Product details

| Field | Value |
| --- | --- |
| Website | https://phundit.app/ |
| Tagline | Build an emergency fund with daily interest and rewards |
| Primary country | Ghana |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Phundit is a mobile savings app for individuals in Ghana who want to build an emergency fund by saving consistently, tracking progress, and earning interest.

Key features include:
- **Emergency Fund Builder**: set a savings target, make regular deposits, and track progress toward an emergency fund goal.
- **Daily interest via mutual fund**: deposits go into a **mutual fund** so savings can grow with interest (investment fees may apply).
- **Rewards (Phundit Coins)**: earn coins for consistency, streaks, milestones, and completing **financial education** videos, then redeem for items such as **data**, **ECG prepaid**, and **DSTV**.
- **Zoe AI (beta)**: an in-app assistant that provides **tips, reminders, and encouragement** based on saving habits.
- **Security and support**: **multi-factor authentication**, funds held with regulated partners (SEC-licensed and BoG-regulated institutions), plus **24/7 support**.

Available on **Android** and **iOS**.

Built for **young Ghanaians and early-career professionals** who want a structured way to save for financial emergencies.

Notable in the Ghanaian market for combining emergency savings with **daily-interest mutual fund investing**, plus localized rewards that can be redeemed for common services like ECG prepaid and DSTV, alongside an AI guidance feature in beta.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Loyalty & Rewards](/tags/loyalty-rewards): Product feature or technology
- [Personal Finance](/tags/personal-finance): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [Wealth Management](/tags/wealth-management): Product feature or technology
- [Ghana](/countries/ghana): Market

## Related pages

- [Alternatives](/phundit/alternatives)
- [Reviews](/phundit/reviews)
- [Transparency](/phundit/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/phundit)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)