---
title: "Phishield: Cyber Insurance and Fraud Insurance"
description: "Cover phishing and fraud losses in South Africa: no excess on Funds Protect, 24/7 cyber response, plus Sophos MDR cover up to R100m."
canonical_url: "https://liners.com/phishield"
markdown_url: "https://liners.com/phishield.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/phishield/screenshot.webp?v=1785586979845"
published_at: "2026-08-04T03:22:46.180Z"
updated_at: "2026-09-18T16:06:35.078Z"
---

# Phishield: Cyber Insurance and Fraud Insurance

Cover phishing and fraud losses in South Africa: no excess on Funds Protect, 24/7 cyber response, plus Sophos MDR cover up to R100m.

## Breadcrumbs

- [Insurtech](/categories/insurtech)
- [Phishield](/phishield)

## Summary

Insurance cover for online fraud and cyber incidents

Cyber and fraud insurance for individuals and businesses, covering fraudulent fund transfers and providing incident support for ransomware, data breaches, and more.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.phishield.com/ |
| Tagline | Insurance cover for online fraud and cyber incidents |
| Primary country | South Africa |
| Platforms | Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Phishield is a short-term insurance underwriting manager offering specialised **cyber** and **financial fraud** insurance for private individuals, SMEs, and corporates that face online transactional fraud and cyber incidents.

Key capabilities include:
- **Funds Protect** cover for **authorised and unauthorised fund transfers** caused by third-party fraud such as **email interception, vishing, and phishing**, responding when recovery is no longer possible through a bank or provider
- **No excess payable** on Funds Protect claims, plus **simplified claim processes** with fast turnaround and optional **account verification** requirements for higher-value protection
- **Cyber Protect** support during incidents such as **ransomware, data breaches, malware, and denial-of-service attacks**, including cover for **business interruption, data restoration, cyber extortion, and third-party liability**
- **24/7 access to a Cyber Emergency Response Team** and guidance on **event mitigation** and post-event **legal obligations**

Available on **Web**.

It targets **B2C and B2B** use cases, with distinct product lines for **Funds Protect Personal**, **Cyber Protect Personal**, **Funds Protect Business**, **Cyber Protect Business**, and **Cyber Protect Corporate** (distributed via licensed insurance brokers for larger organisations).

Notable in the South African market, policies are underwritten by **Bryte Insurance Company Limited** (a licensed insurer and authorised FSP) and backed by **Fairfax Financial Holdings Limited**. It also partners with **Sophos** to link Managed Detection and Response (MDR) with cyber insurance across **sub-Saharan Africa**, including preferential rates and cover up to **R100 million** for organisations using Sophos MDR.

## Features

- [Insurtech](/categories/insurtech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Insurance](/tags/insurance): Product feature or technology
- [South Africa](/countries/south-africa): Market

## Related pages

- [Alternatives](/phishield/alternatives)
- [Reviews](/phishield/reviews)
- [Transparency](/phishield/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/phishield)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)