---
title: "PesaLink: Short-Term Mobile Loans in Tanzania"
description: "Apply for short-term mobile loans in Tanzania up to TZS 800,000. Repay in 91–180 days. Max 22% APR (0.06% daily). Approval in minutes."
canonical_url: "https://liners.com/pesalink"
markdown_url: "https://liners.com/pesalink.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/kmgshamsa/screenshot.webp?v=1786022367841"
published_at: "2026-08-07T13:27:36.171Z"
updated_at: "2026-09-30T03:01:22.597Z"
---

# PesaLink: Short-Term Mobile Loans in Tanzania

Apply for short-term mobile loans in Tanzania up to TZS 800,000. Repay in 91–180 days. Max 22% APR (0.06% daily). Approval in minutes.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [PesaLink](/pesalink)

## Summary

Get quick short-term mobile loans in Tanzania

A digital microloan app for Tanzanian consumers to apply for short-term loans up to TZS 800,000, get fast approval, and receive instant disbursement.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.kmgshamsa.com/ |
| Tagline | Get quick short-term mobile loans in Tanzania |
| Primary country | Tanzania |
| Platforms | Android, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

PesaLink is a digital microloan product by KMG Shamsa Microfinance Limited that serves individual consumers in Tanzania who need short-term credit for urgent expenses.

Key capabilities include:
- **Loan applications via mobile app**: users **download**, **register**, apply for a loan, and receive funds through a fully digital process.
- **Short-term loan terms**: offers loans up to **TZS 800,000** with repayment periods of **91 to 180 days**.
- **Transparent pricing details**: states a maximum **annual interest rate of 22%** and a **daily interest rate of 0.06%**, plus a claim of **no hidden fees**.
- **Fast decisions and payout**: markets **approval in minutes** and **instant disbursement** to the user’s account once approved.

Available on **Android**; an information website is available at **kmgshamsa.com**.

It targets **Tanzanian citizens aged 18+** with **proof of steady income** and an active **mobile money account** (such as **M-Pesa, Mixx, or Airtel Money**).

Notable in Tanzania’s digital lending market for combining app-only loan origination with disclosed loan limits, defined repayment windows, and stated interest rates, while emphasizing secure handling of personal and financial data.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Tanzania](/countries/tanzania): Market

## Related pages

- [Alternatives](/pesalink/alternatives)
- [Reviews](/pesalink/reviews)
- [Transparency](/pesalink/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/pesalink)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)