---
title: "Pesa: Multi-Currency Wallet and Transfers — Fees"
description: "Send, receive, hold and convert CAD, USD, GBP, EUR and NGN across borders with a multi-currency wallet. $0 transfer fees; promo FX rate on first $500."
canonical_url: "https://liners.com/pesa"
markdown_url: "https://liners.com/pesa.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/pesa/screenshot.webp?v=1773403100033"
published_at: "2026-03-20T11:20:20.895Z"
updated_at: "2026-10-06T16:18:09.898Z"
---

# Pesa: Multi-Currency Wallet and Transfers — Fees

Send, receive, hold and convert CAD, USD, GBP, EUR and NGN across borders with a multi-currency wallet. $0 transfer fees; promo FX rate on first $500.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Pesa](/pesa)

## Summary

Send, receive, and convert money across borders fee free

A mobile multi-currency wallet for immigrants and businesses to send, receive, hold, and convert money internationally with $0 transfer fees and 2FA security.

## Product details

| Field | Value |
| --- | --- |
| Website | https://pesa.co/ |
| Tagline | Send, receive, and convert money across borders fee free |
| Primary country | Nigeria |
| Platforms | Android, iOS, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Pesa is a mobile fintech app for immigrants, diaspora communities, and small businesses that need to **send, receive, hold, and convert money across borders** using a **multi-currency wallet**.

Key capabilities include:
- **Multi-currency wallet** to manage balances across currencies (including **CAD, NGN, USD, GBP, and EUR**) for day-to-day cross-border money management.
- **International transfers** with **$0 transfer fees** advertised, designed to reduce costs and complexity for sending money to other countries (promotional FX rate applies to a customer’s first $500, per listed terms).
- **Currency conversion and exchange rates** with in-app tools such as a **currency converter/calculator** to estimate amounts before sending.
- **Security controls** including **2-Factor Authentication (2FA)** and **SSL-secured communication** to help protect transactions.

Available on **Android and iOS**.

It targets **B2C users** such as Nigerians, Ghanaians, and other diaspora communities sending money home, plus **B2B users** that need cross-border payment rails (the business offering references EFTs, e-transfers, wires, bill pay, and developer options).

Notable in an Africa-related context, it supports remittance corridors into countries such as **Nigeria, Kenya, and Ghana**, and lists regulatory registrations across Canada (FINTRAC), the US (FinCEN), the UK (FCA), and Australia (AUSTRAC), which matters for cross-border payments serving African recipients.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Remittances](/tags/remittances): Product feature or technology
- [Benin](/countries/benin): Market
- [Cameroon](/countries/cameroon): Market
- [Côte d'Ivoire](/countries/cote-divoire): Market
- [Ghana](/countries/ghana): Market
- [Kenya](/countries/kenya): Market
- [Nigeria](/countries/nigeria): Market
- [Rwanda](/countries/rwanda): Market
- [Senegal](/countries/senegal): Market
- [Tanzania](/countries/tanzania): Market
- [Togo](/countries/togo): Market
- [Uganda](/countries/uganda): Market

## Related pages

- [Alternatives](/pesa/alternatives)
- [Reviews](/pesa/reviews)
- [Transparency](/pesa/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/pesa)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)