---
title: "People's Bank of Zanzibar: Commercial Bank"
description: "Open personal or business accounts in Tanzania, get loans or trade finance, and pay by QR in-app. Send money via TISS, SWIFT, Western Union."
canonical_url: "https://liners.com/peoples-bank-of-zanzibar"
markdown_url: "https://liners.com/peoples-bank-of-zanzibar.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/pbzbank/screenshot.webp?v=1786906771117"
published_at: "2026-08-16T19:05:43.370Z"
updated_at: "2026-10-01T03:01:43.771Z"
---

# People's Bank of Zanzibar: Commercial Bank

Open personal or business accounts in Tanzania, get loans or trade finance, and pay by QR in-app. Send money via TISS, SWIFT, Western Union.

## Breadcrumbs

- [Banking](/categories/banking)
- [People's Bank of Zanzibar](/peoples-bank-of-zanzibar)

## Summary

Bank, pay, and transfer money across Tanzania

A commercial bank in Tanzania offering personal and business accounts, loans, remittances, and digital banking via web, mobile app, agents, and ATMs.

## Product details

| Field | Value |
| --- | --- |
| Website | https://pbzbank.co.tz/ |
| Tagline | Bank, pay, and transfer money across Tanzania |
| Primary country | Tanzania |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

People's Bank of Zanzibar (PBZ Bank) is a government-owned commercial bank in Tanzania that serves individuals and businesses with retail, corporate, and **digital banking** services across Zanzibar and mainland regions.

Key capabilities include:

- **Accounts and everyday banking**: personal accounts (such as General Savings, Individual Current, Student, Mtoto, Joint, Diaspora, and Stara) plus business accounts for **sole proprietors, companies, and partnerships**, with downloadable onboarding forms for individual and business customers.
- **Loans and trade facilities**: credit products including **personal and commercial loans**, **mortgage financing**, **overdrafts**, **bridge finance**, and **SME financing**, plus **guarantees and bonds** and **letters of credit**.
- **Payments and transfers**: **PBZ Lipa Hapa** for QR-based cashless payments in the banking app, plus remittance options including **TISS (within Tanzania)**, **SWIFT**, **Western Union**, and **WorldRemit**.
- **Digital and assisted channels**: **Internet Banking** for balance checks, transfers, bill payments, and account management, and access through **PBZ Wakala (agent banking)**, branches, and ATMs, with PDF lists for agent locations and branch and ATM networks.

Available on **Web** (pbzbank.co.tz and the E-Banking portal), **Android**, and **iOS**.

Target users include **consumers and Tanzanian businesses** (SMEs, sole proprietors, partnerships, and corporates) that need day-to-day banking, financing, and payments.

Notable in Tanzania for its strong Zanzibar presence with mainland reach, published **quarterly audited financial statements**, and support for **QR payments** and app-based banking with **multi-factor and biometric** security features.

## Features

- [Banking](/categories/banking): Category
- [Agent Network](/tags/agent-network): Product feature or technology
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Commercial Bank](/tags/commercial-bank): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [QR Payments](/tags/qr-payments): Product feature or technology
- [Remittances](/tags/remittances): Product feature or technology
- [Tanzania](/countries/tanzania): Market

## Related pages

- [Alternatives](/peoples-bank-of-zanzibar/alternatives)
- [Reviews](/peoples-bank-of-zanzibar/reviews)
- [Transparency](/peoples-bank-of-zanzibar/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/peoples-bank-of-zanzibar)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)