---
title: "Peony Money: Personal Loans in Africa — Download"
description: "Apply for unsecured personal loans in Cameroon and Zambia. Cameroon terms: 50,000–500,000 XAF, 120–360 days, 1–3% monthly interest."
canonical_url: "https://liners.com/peony-money"
markdown_url: "https://liners.com/peony-money.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/peonymoney/screenshot.webp?v=1786022586803"
published_at: "2026-08-07T06:40:16.157Z"
updated_at: "2026-09-30T03:00:44.112Z"
---

# Peony Money: Personal Loans in Africa — Download

Apply for unsecured personal loans in Cameroon and Zambia. Cameroon terms: 50,000–500,000 XAF, 120–360 days, 1–3% monthly interest.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Peony Money](/peony-money)

## Summary

Apply for personal loans from a mobile app

A consumer loan app for individuals in Cameroon and Zambia, offering unsecured personal loans with eligibility checks, SMS verification, and published terms for Cameroon.

## Product details

| Field | Value |
| --- | --- |
| Website | https://peonymoney.online/ |
| Tagline | Apply for personal loans from a mobile app |
| Primary country | Cameroon |
| Platforms | Android, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Peony Money is a consumer lending service for individuals in African markets such as Cameroon and Zambia, offering unsecured **personal consumption loans** through a mobile-first application process.

Key capabilities include:

- **Mobile loan application flow** designed for fast requests and quick access to funds
- **SMS verification** as part of the application and identity checks, referenced in customer feedback
- **Published loan terms for Cameroon** (from its Android listing): loan amounts **50,000 to 500,000 XAF**, durations **120 to 360 days**, and monthly interest **1 to 3%** (annual **12 to 36%**, maximum annualized **36%**)
- **Eligibility criteria** published for different markets, including Zambia (minimum age **18**, not a current student, stable job and legal income, good credit with no major bad credit record) and Cameroon (legal resident, age **20 to 65**, fixed income, valid ID)

Available on **Web** (peonymoney.online) and **Android** (Google Play). 

Targeted at **B2C consumers** seeking short-term personal loans for everyday expenses.

Notable in an African market context for operating across **Cameroon and Zambia** via separate legal entities, including **MBONGO MICROFINANCE LIMITED** (Cameroon) and **Peony Credit Private Limited** (Zambia), and for publishing specific loan parameters for the Cameroonian market. The website also presents self-reported usage metrics (for example, **100K+ borrowers**, **2,000+ reviews**, **5,000+ ratings**).

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Cameroon](/countries/cameroon): Market
- [Côte d'Ivoire](/countries/cote-divoire): Market
- [Senegal](/countries/senegal): Market
- [Zambia](/countries/zambia): Market

## Related pages

- [Alternatives](/peony-money/alternatives)
- [Reviews](/peony-money/reviews)
- [Transparency](/peony-money/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/peony-money)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)