---
title: "Peach Payments: Payment Gateway in Africa — Fees"
description: "Accept online and in-store payments in South Africa, Kenya & Mauritius. Growth plan costs 2.95% + R1.50/txn (ex VAT); POS under 3s."
canonical_url: "https://liners.com/peach-payments"
markdown_url: "https://liners.com/peach-payments.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/peach-payments/screenshot.webp?v=1773756013694"
published_at: "2026-03-10T03:41:20.068Z"
updated_at: "2026-09-20T16:18:44.641Z"
---

# Peach Payments: Payment Gateway in Africa — Fees

Accept online and in-store payments in South Africa, Kenya & Mauritius. Growth plan costs 2.95% + R1.50/txn (ex VAT); POS under 3s.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Peach Payments](/peach-payments)

## Summary

Orchestrate online and in-store payments across Africa

A payment orchestration platform for African merchants to accept online and in-store payments, manage payouts and settlements, and support cards, EFT, wallets, QR and more.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.peachpayments.com/ |
| Tagline | Orchestrate online and in-store payments across Africa |
| Primary country | South Africa |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Peach Payments is a **payment orchestration platform** for mid-sized and enterprise merchants that need to accept **online and in-store payments** across African markets.

Key capabilities include:

- **Online payments and checkout** via **embedded checkout** (no redirect), **hosted payment pages**, and **payment links** that can be sent through email, WhatsApp, and SMS
- **In-store payments (POS)** for card-present transactions (tap, insert, swipe), designed for fast checkout (under 3 seconds)
- **Payouts and financial operations** including **real-time payouts to bank accounts**, **direct and aggregated settlements**, and **reconciliation reporting** to track transactions, fees, refunds, reversals, and deposits
- **Payment method coverage** for cards (Mastercard, Visa, AmEx, Diners Club), **Pay by Bank (EFT)**, **BNPL**, **QR codes**, **digital wallets**, **vouchers**, **alternative credit**, and **cryptocurrency**

It also supports developer and commerce integrations through **APIs** (Checkout, Payments, Payouts, Payment Links), **mobile SDKs**, a **Postman** collection, ecommerce plugins (Shopify, WooCommerce, Magento, Wix, Ecwid, Gravity Forms, nopCommerce, OpenCart), and partner integrations including **Xero**, **RoomRaccoon**, **Flowcart**, **Posterita**, **Pol360**, **HTI**, **Shiprazor**, and **ResRequest**.

Available on **Web (dashboard)** and **API**.

Target users include **B2B merchants** in retail, education, insurance, services, hospitality, betting and gaming, SaaS, omnichannel commerce, ecommerce, and marketplaces.

Notable in the African payments landscape for its focus on **orchestration across channels**, **PCI DSS Level 1 certification** with **3D Secure** and **tokenisation**, and presence across markets including South Africa, Kenya, Mauritius, Eswatini, Senegal, Côte d'Ivoire, Benin, Burkina Faso, Togo, and Mali.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [Payment Links](/tags/payment-links): Product feature or technology
- [POS](/tags/pos): Product feature or technology
- [Kenya](/countries/kenya): Market
- [Mauritius](/countries/mauritius): Market
- [South Africa](/countries/south-africa): Market

## Related pages

- [Alternatives](/peach-payments/alternatives)
- [Reviews](/peach-payments/reviews)
- [Transparency](/peach-payments/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/peach-payments)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)