---
title: "Paystack: Payment Processing in Africa — Fees"
description: "Accept card, bank transfer, mobile money & USSD payments in Nigeria, Kenya, Ghana, SA & Côte d’Ivoire. Fees: 1.5%+₦100 (cap ₦2000)."
canonical_url: "https://liners.com/paystack"
markdown_url: "https://liners.com/paystack.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/paystack/screenshot.webp?v=1771692440290"
published_at: "2026-02-21T01:08:27.092Z"
updated_at: "2026-10-06T16:49:39.147Z"
---

# Paystack: Payment Processing in Africa — Fees

Accept card, bank transfer, mobile money & USSD payments in Nigeria, Kenya, Ghana, SA & Côte d’Ivoire. Fees: 1.5%+₦100 (cap ₦2000).

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Paystack](/paystack)

## Summary

Accept online and offline payments across multiple channels

A payment platform for African businesses to accept card, bank transfer, mobile money, and USSD payments online or in person, with tools for selling digital and physical products.

## Product details

| Field | Value |
| --- | --- |
| Website | https://paystack.com/ |
| Tagline | Accept online and offline payments across multiple channels |
| Primary country | Nigeria |
| Platforms | Web, API, Android, iOS |
| Average rating | 4.5 |
| Published reviews | 6 |
| Verified listing | Yes |

## About the product

Paystack is an online payments platform for businesses in Nigeria and other African markets that need to accept customer payments across common local and card-based methods.

Key capabilities include:
- **Multi-channel payment acceptance**, including **credit and debit cards**, **bank transfers**, **money transfer**, **mobile money**, and **USSD**, supporting both **online and offline** payment use cases
- **Selling tools for products and files**, such as **Product Links** for single physical or digital items (with **stock management**, **media uploads**, and **customization**) and **digital downloads** that deliver files automatically after purchase (for supported file formats)
- **Checkout pages and catalogs**, including **Payment Pages** for multiple products and **Storefronts** for a centralized place to sell
- **Business dashboard and exports**, with **product, order, revenue, and customer management**, plus **order and customer data export**

Available on **Web**, with **API** access, and mobile apps for **Android** and **iOS**.

Targeted at **B2B**, especially African businesses that need to collect payments from customers and manage orders for physical or digital sales.

Notable in the African market context, the company was **founded in Lagos (2016)** and was **acquired by Stripe (October 15, 2020)**.

## Features

- [Fintech](/categories/fintech): Category
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [Payment Links](/tags/payment-links): Product feature or technology
- [Côte d'Ivoire](/countries/cote-divoire): Market
- [Ghana](/countries/ghana): Market
- [Kenya](/countries/kenya): Market
- [Nigeria](/countries/nigeria): Market
- [South Africa](/countries/south-africa): Market

## Related pages

- [Alternatives](/paystack/alternatives)
- [Reviews](/paystack/reviews)
- [Transparency](/paystack/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/paystack)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)