---
title: "PayQin: International Payments in Africa"
description: "Cross-border payments in 7 African countries. Top up via mobile money/Wave, MoneyGram or cards; activate a USDC account; spend with a virtual debit card."
canonical_url: "https://liners.com/payqin"
markdown_url: "https://liners.com/payqin.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/payqin/screenshot.webp?v=1778016177289"
published_at: "2026-05-08T01:23:27.054Z"
updated_at: "2026-10-06T10:42:01.174Z"
---

# PayQin: International Payments in Africa

Cross-border payments in 7 African countries. Top up via mobile money/Wave, MoneyGram or cards; activate a USDC account; spend with a virtual debit card.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [PayQin](/payqin)

## Summary

International payments funded by mobile money and cards

A mobile e-wallet for individuals and merchants to fund accounts via mobile money or cards, activate a USDC account, and make transparent international payments.

## Product details

| Field | Value |
| --- | --- |
| Website | https://payqin.com/# |
| Tagline | International payments funded by mobile money and cards |
| Primary country | Côte d'Ivoire |
| Platforms | iOS, Android, Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

PayQin is a mobile-first fintech e-wallet built for individuals and merchants in emerging markets who need practical ways to pay and move money internationally.

Key capabilities include:
- **E-wallet with card access**: supports a **virtual debit card** and account-based spending for online payments.
- **International payments and transfers**: enables **cross-border transactions** with a focus on **transparent fees** and no hidden charges (as stated on the website).
- **Multiple funding methods**: users can top up via **Mobile Money/Wave**, **Fonbnk (mobile money)**, **MoneyGram**, and **bank cards** through **Onramper** and **Stripe**.
- **USDC account activation**: allows users to activate a **USDC** account from within the app using card or mobile money.
- **Account verification and support**: includes **KYC** (ID scan plus selfie verification) and **in-app support chat**.

Available on **Android** (Google Play) and **iOS** (Apple App Store). A **Business API** is available for merchant payment integrations.

It targets **unbanked and underbanked consumers** and **businesses that need to accept or make international payments**, with documented use across Francophone West Africa including **Côte d’Ivoire, Senegal, Mali, and Cameroon**.

Notable context: the company states it is a **Money Services Business registered with FinCEN** (MSB Registration No. 31000244150081) and works with **licensed banking partners**, addressing payment method gaps between mobile money users and global online commerce.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Physical Cards](/tags/physical-cards): Product feature or technology
- [Remittances](/tags/remittances): Product feature or technology
- [Virtual Cards](/tags/virtual-cards): Product feature or technology
- [Benin](/countries/benin): Market
- [Burkina Faso](/countries/burkina-faso): Market
- [Cameroon](/countries/cameroon): Market
- [Côte d'Ivoire](/countries/cote-divoire): Market
- [Mali](/countries/mali): Market
- [Senegal](/countries/senegal): Market
- [Togo](/countries/togo): Market

## Related pages

- [Alternatives](/payqin/alternatives)
- [Reviews](/payqin/reviews)
- [Transparency](/payqin/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/payqin)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)