---
title: "PayGate Global: Payment Gateway in Togo"
description: "Accept FCFA online in Togo via Flooz + T-Money. Get J+1 Flooz access, 10-day T-Money settlements, API + dashboard, fraud prevention."
canonical_url: "https://liners.com/paygate-global"
markdown_url: "https://liners.com/paygate-global.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/paygateglobal/screenshot.webp?v=1785586919451"
published_at: "2026-08-04T03:40:47.455Z"
updated_at: "2026-09-25T03:01:20.080Z"
---

# PayGate Global: Payment Gateway in Togo

Accept FCFA online in Togo via Flooz + T-Money. Get J+1 Flooz access, 10-day T-Money settlements, API + dashboard, fraud prevention.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [PayGate Global](/paygate-global)

## Summary

Accept Flooz and T-Money payments on a single checkout

An online payment gateway for Togolese businesses and individuals to accept FCFA payments via Flooz and T-Money, with dashboards, settlements, and fraud prevention.

## Product details

| Field | Value |
| --- | --- |
| Website | https://paygateglobal.com/ |
| Tagline | Accept Flooz and T-Money payments on a single checkout |
| Primary country | Togo |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

PayGate Global is a Togolese **online payment gateway** for businesses and individuals that need to accept and receive **FCFA** payments online through local mobile money wallets.

Key capabilities include:

- **Mobile money checkout (Flooz, T-Money):** collects payments for goods and services through a single interface, with additional payment methods (Visa, MasterCard) referenced as in progress.
- **Merchant dashboard:** lets merchants view received payments, consult balances, and use **reimbursement/settlement** modules.
- **API integration with payment confirmation:** provides an API accessible after account activation via a dashboard “**guide d’intégration**”, including payment request methods such as redirecting customers to a hosted PayGate payment form and using a **callback URL** for server-to-server confirmation.
- **Account onboarding and activation:** supports online account creation, then document submission (business registration or tax card, promoter ID, project description, contact details, and return link) before API access is enabled.

Available on **Web** (merchant dashboard and hosted payment form), plus **API** access from the dashboard after activation.

Designed for **Togolese merchants** (e-commerce sites and traditional businesses wanting to get paid online) and **individuals** receiving person-to-person payments.

Notable in the Togolese market for aggregating **Flooz** and **T-Money** in one payment gateway, offering **daily (J+1) Flooz access** via the reimbursement module, **10-day T-Money settlements**, and explicit **fraud prevention and risk management** aimed at protecting online transactions.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [Togo](/countries/togo): Market

## Related pages

- [Alternatives](/paygate-global/alternatives)
- [Reviews](/paygate-global/reviews)
- [Transparency](/paygate-global/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/paygate-global)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)