---
title: "Payd: Cross-Border Payments in Africa"
description: "Send and receive cross-border payments in 35+ countries via bank, card, mobile money and stablecoins. Get virtual USD/EUR accounts + payment links."
canonical_url: "https://liners.com/payd"
markdown_url: "https://liners.com/payd.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/paydhq/screenshot.webp?v=1774114303420"
published_at: "2026-03-21T20:34:59.769Z"
updated_at: "2026-10-07T17:55:15.477Z"
---

# Payd: Cross-Border Payments in Africa

Send and receive cross-border payments in 35+ countries via bank, card, mobile money and stablecoins. Get virtual USD/EUR accounts + payment links.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Payd](/payd)

## Summary

Borderless finance for the global workforce.

A global payments platform for freelancers and businesses to get paid, send transfers, and manage multi-currency funds across 35+ countries via banks, cards, mobile money, and stablecoins.

## Product details

| Field | Value |
| --- | --- |
| Website | https://payd.money/ |
| Tagline | Borderless finance for the global workforce. |
| Primary country | Kenya |
| Platforms | Web, API, Chat Based |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Payd is a global payments platform for freelancers, creatives, entrepreneurs, and businesses that need to send and receive cross-border payments faster than traditional bank transfers.

Key capabilities focus on getting paid, paying others, and managing money across currencies and payout methods:

- **Instant cross-border transfers** across **35+ countries** using **mobile money**, **bank transfers**, **cards**, and **digital dollars** (stablecoin rails), designed to avoid multi-day settlement.
- **Virtual USD and EUR accounts** with dedicated account numbers that support **SWIFT, SEPA, and ACH** for receiving international payments.
- **Payment collection tools** including **payment links**, **smart invoicing**, and **digital storefronts** for charging clients internationally.
- **Payd Business** features for teams, including **global payroll (batch payments with single approval)**, **spend management** (role-based controls and limits), and **bill management** (recurring billing, reminders, and exports).

Available on **Web**, with an **API**, and **Payd on WhatsApp** for sending/receiving payments, checking balances, downloading statements, and managing account settings in chat.

It targets individuals in the global gig economy and borderless businesses paying contractors and vendors, including users who need **multi-currency** balances (USD, EUR, GBP, KES, NGN and more) and local payout options such as **M-Pesa** and **MTN**.

Notable in the African market context, it supports mobile money and multi-rail payouts for cross-border payments across Africa, and it provides commerce and invoicing services through **licensed payment providers and VASPs** rather than directly offering regulated financial services.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Bulk Payments](/tags/bulk-payments): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Invoicing](/tags/invoicing): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Payment Links](/tags/payment-links): Product feature or technology
- [Kenya](/countries/kenya): Market
- [Nigeria](/countries/nigeria): Market
- [Rwanda](/countries/rwanda): Market
- [Tanzania](/countries/tanzania): Market
- [Uganda](/countries/uganda): Market

## Related pages

- [Alternatives](/payd/alternatives)
- [Reviews](/payd/reviews)
- [Transparency](/payd/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/payd)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)