---
title: "Paycode: Biometric Identity and Offline Payments"
description: "Enroll people with biometrics and KYC in 5–7 minutes, issue smart cards, and run offline real-time payments and authentication in low-connectivity areas."
canonical_url: "https://liners.com/paycode"
markdown_url: "https://liners.com/paycode.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/paycode/screenshot.webp?v=1789377370282"
published_at: "2026-09-14T10:40:30.012Z"
updated_at: "2026-09-14T11:07:49.270Z"
---

# Paycode: Biometric Identity and Offline Payments

Enroll people with biometrics and KYC in 5–7 minutes, issue smart cards, and run offline real-time payments and authentication in low-connectivity areas.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Paycode](/paycode)

## Summary

Offline biometric identity and payments for last mile delivery

A B2B biometric digital identity and offline payments platform for banks, governments, and institutions delivering financial services to unbanked communities.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.paycode.com/ |
| Tagline | Offline biometric identity and payments for last mile delivery |
| Primary country | South Africa |
| Platforms | Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Paycode is a **B2B fintech technology provider** that delivers a **biometric digital identity and digital payments platform** for banks, central banks, governments, and organisations serving unbanked and underserved populations in low-connectivity and deep rural areas.

Key capabilities include:
- **Biometric digital identity enrolment in the field**, using tablet-based workflows to capture biometrics and **KYC data**, then issue cards within minutes (operators typically register a person in **5–7 minutes**).
- **Offline, real-time transactions and authentication**, enabling identity validation and payments without continuous internet or mobile network coverage via **secure biometric smart cards** or mobile interfaces.
- **Multi-data support and integration**, including **biometrics, KYC, location data, and health data**, designed for use by financial institutions, central banks, governments, and companies within their existing systems.
- **Last mile delivery and proof-of-life use cases**, supporting payment distribution and access to services such as cash payouts, pensions and social grants, mobile money, remittances, insurance, microloans, airtime, and electricity.

Available on **Web** (corporate and solution site).

Targeted at **banks, central banks, governments, donor organisations, NGOs, and corporates** that need to deliver identity-linked payments and services in areas where **identity, connectivity, and cost** are persistent barriers.

Notable African deployments and references include Ghana (Bank of Ghana selection of **EDAPT** for a national payment switching and settlement system), Zambia (farmer subsidy rollout), Mozambique (social grant beneficiary enrolment and payouts), and DRC (biometric ID issuance and tax collection). The company also lists recognition and awards from industry organisations including Citi, IBM, Mastercard, Microsoft, PwC, the IMF, Thales, KPMG, the South African Reserve Bank, Ecobank, and Women’s World Banking.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [KYC Provider](/tags/kyc-provider): Product feature or technology
- [Offline-Capable](/tags/offline-capable): Product feature or technology
- [Botswana](/countries/botswana): Market
- [DR Congo](/countries/dr-congo): Market
- [Ghana](/countries/ghana): Market
- [Guinea](/countries/guinea): Market
- [Malawi](/countries/malawi): Market
- [Mozambique](/countries/mozambique): Market
- [Namibia](/countries/namibia): Market
- [Nigeria](/countries/nigeria): Market
- [South Africa](/countries/south-africa): Market
- [Zambia](/countries/zambia): Market

## Related pages

- [Alternatives](/paycode/alternatives)
- [Reviews](/paycode/reviews)
- [Transparency](/paycode/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/paycode)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)