---
title: "Pay@: Payment Aggregator for Billers in Africa"
description: "Collect & reconcile bill payments in South Africa via one integration. Accept bank/retail/mobile payments; real-time notifications; QR; SMS/email."
canonical_url: "https://liners.com/pay-at"
markdown_url: "https://liners.com/pay-at.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/payat/screenshot.webp?v=1778020564707"
published_at: "2026-05-07T13:43:54.108Z"
updated_at: "2026-08-31T03:02:04.426Z"
---

# Pay@: Payment Aggregator for Billers in Africa

Collect & reconcile bill payments in South Africa via one integration. Accept bank/retail/mobile payments; real-time notifications; QR; SMS/email.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Pay@](/pay-at)

## Summary

Collect payments across retail, banking, and digital channels

A South African payment aggregator that helps billers collect and reconcile customer payments across retail partners, banks, mobile networks, and digital providers.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.payat.co.za/ |
| Tagline | Collect payments across retail, banking, and digital channels |
| Primary country | South Africa |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Pay@ is a South African **payment aggregation and bill payment collection** platform for businesses and billers that need to accept customer payments across multiple physical and digital channels.

Key capabilities include:
- **Single integration for enterprise billers**, connecting an existing invoicing system to Pay@ so customers can pay through retail partners, banks, mobile network operators, and other digital payment providers.
- **Self-service billing via Pay@Go**, with a dedicated portal to create invoices, manage payments, and offer **QR code options** without a technical API integration.
- **Payment requests and customer references**, using a unique reference number for customers to view and pay accounts, plus **SMS and email** delivery for payment requests.
- **Reconciliation and notifications**, including **real-time payment notifications** and consolidated settlement and reconciliation to reduce manual allocation work.

Available on **Web** (business portal and customer payment flow) and via **API** for integrated enterprise implementations.

Target users include **enterprises, financial institutions, insurers, municipalities, and education providers** that collect high-volume consumer payments across South Africa.

Notable in the local market context, the service has operated since **2007**, is listed as **FSP No 29423** and a **Certified TPPP**, and connects billers to **40+ payment networks** spanning retail, mobile and banking, and voucher channels in South Africa.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Bulk Payments](/tags/bulk-payments): Product feature or technology
- [Invoicing](/tags/invoicing): Product feature or technology
- [Payment Links](/tags/payment-links): Product feature or technology
- [QR Payments](/tags/qr-payments): Product feature or technology
- [Botswana](/countries/botswana): Market
- [Namibia](/countries/namibia): Market
- [South Africa](/countries/south-africa): Market
- [Zimbabwe](/countries/zimbabwe): Market

## Related pages

- [Alternatives](/pay-at/alternatives)
- [Reviews](/pay-at/reviews)
- [Transparency](/pay-at/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/pay-at)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)