--- title: "PALM alternatives" description: "Compare 30 published alternatives to PALM." canonical_url: "https://liners.com/palm/alternatives" markdown_url: "https://liners.com/palm/alternatives.md" type: "product-alternatives" language: "en" updated_at: "2026-10-06T18:55:21.513Z" --- # PALM alternatives Compare 30 published alternatives to PALM. ## Breadcrumbs - [PALM](/palm) - [Alternatives](/palm/alternatives) ## Summary Compare 30 published alternatives to PALM. ## About these alternatives The most useful **PALM alternatives** in 2026 are **[Thndr](https://liners.com/thndr)**, **[Menthum](https://liners.com/menthum)**, **[Cowrywise](https://liners.com/cowrywise)**, **[Meritrade](https://liners.com/meritrade)**, and **[PiggyVest](https://liners.com/piggyvest)**. The right choice depends on whether you want Egypt-based investing access, pure savings, or a specific asset focus like gold. PALM is a goal-based savings and investing app built for B2C users in Egypt. Its investment activities are handled by PAM Asset Management, an Egyptian joint stock company licensed by the Financial Regulatory Authority, FRA Licence #969/2025, and PALM has reported raising a 7-figure USD pre-seed round led by 4DX Ventures. People compare apps like PALM because the market is split into specialists. Some apps focus on Egypt-listed stocks and funds, others on money market style savings, gold-only investing, or group savings cycles, and your “best” option changes depending on how you prefer to save, invest, and withdraw. None of this makes PALM a poor choice; it just means there are clearer fits for specific goals. ## What To Compare Before Choosing A PALM Alternative - **Country availability**: Many PALM competitors are market-specific, for example [Thndr](https://liners.com/thndr) and [Menthum](https://liners.com/menthum) are listed as available in Egypt, while [Cowrywise](https://liners.com/cowrywise) is Nigeria-focused. - **Product type**: Decide if you want brokerage-style investing (stocks and funds) or savings-first tools with lighter investing. - **Asset coverage**: Check what you can buy, for example [Sabika](https://liners.com/sabika) is positioned around gold and silver, while [Thndr](https://liners.com/thndr) includes Egyptian stocks, gold, and funds. - **Goal and progress tracking**: If you rely on goals, look for apps that explicitly support goal-based savings and tracking, for example [Menthum](https://liners.com/menthum) lists goal-based savings. - **Liquidity and cash-out rails**: Confirm how withdrawals work, for example [ElGameya](https://liners.com/elgameya) states cashouts via bank transfer or e-wallet. - **Multi-currency needs**: If you save in EGP and also want USD exposure, [Menthum](https://liners.com/menthum) lists USD fixed income and multi-currency support. - **Household features**: If you are saving with family members, [Miniemoney](https://liners.com/miniemoney) is positioned as a family-focused savings and investing app. Use the Liners directory below to filter and compare PALM similar apps by category, asset type, and country before you commit. ## Compare PALM alternatives by what you need - **If you are in [Egypt](/countries/egypt) and want investing access**: [Thndr](https://liners.com/thndr) focuses on Egyptian stocks, gold, and funds, while [Menthum](https://liners.com/menthum) combines savings and investing, including EGX 30 index tracking. - **If you want gold-first, Sharia-positioned investing**: [Sabika](https://liners.com/sabika) is built around buying, selling, and storing 24K gold and 999 silver. - **If you prefer savings circles instead of investing products**: [ElGameya](https://liners.com/elgameya) is built for ROSCA-style group savings cycles with scheduled cashouts. The Liners directory below groups **[Fintech](/categories/fintech)** products in **[Wealth Management](/tags/wealth-management)**, **[Investments](/tags/investments)**, and **[Savings](/tags/savings)** so you can find apps like PALM, shortlist similar apps, and compare what you can use instead of PALM in **[Egypt](/countries/egypt)**. You can also filter for **[B2C](/tags/b2c)** and **[SaaS](/tags/saas)** products depending on whether you want a consumer app experience or a more platform-style tool. ## Alternatives | Name | URL | Tagline | Country | Rating | | --- | --- | --- | --- | --- | | Bokra | /bokra | Save toward goals in Sharia-compliant real-world assets | Egypt | | | Menthum | /menthum | Digital savings and investing built for everyday liquidity | Egypt | | | MyInvestar | /myinvestar | Save and invest in regulated Nigerian funds from your phone | Nigeria | | | Achieve by Petra | /achieve-by-petra | Save and invest toward personal goals from a mobile app | Ghana | | | Cowrywise | /cowrywise | Automate savings and invest in mutual funds from your phone | Nigeria | 4.1 | | MinieMoney | /miniemoney | Family savings and investing in one connected app | Nigeria | 3.8 | | PiggyVest | /piggyvest | Save and invest online with security and flexibility | Nigeria | 4.5 | | PlutusNeo | /plutusneo | Save and invest in Naira or Dollars from one app | Nigeria | | | Sabika | /sabika | Buy, sell, and store gold and silver in one place | Egypt | | | Thamani Invest | /thamani-invest | AI-guided investing and automated savings to outpace inflation | Nigeria | | | Thndr | /thndr | Invest in Egyptian stocks, gold, and funds from your phone | Egypt | | | Wealthbuddy | /wealthbuddy | Save and invest in naira and dollars from one dashboard | Nigeria | | | ElGameya | /elgameya | Digitize group savings cycles and get paid on schedule | Egypt | | | Money Fellows | /money-fellows | Join trusted savings circles and get payouts on schedule | Egypt | | | i-invest | /i-invest | Invest in Nigerian T-bills, stocks, and fixed income from your phone | Nigeria | | | Ladda | /ladda | Save and invest in naira or dollars for any goal | Nigeria | | | Meristemng | /meristemng | Trade, invest, and plan wealth across Nigeria’s markets | Nigeria | | | XENO | /xeno | Plan, save, and invest toward clear financial goals | Uganda | | | CashBox | /cashbox | Build a saving habit and earn interest on deposits | Nigeria | | ## Related pages - [Product page](/palm) - [Alternatives](/palm/alternatives) - [Reviews](/palm/reviews) - [Transparency](/palm/transparency) ## Access and citation - [Canonical HTML page](https://liners.com/palm/alternatives) - [Markdown route index](/sitemap.md) - [Agent access guide](/llms.txt)