---
title: "OUTsurance: Car, Home and Business Insurance"
description: "Get online quotes and manage car, home, life, pet or business cover in South Africa. Track claims, request help, and save 10% with SmartDrive."
canonical_url: "https://liners.com/outsurance"
markdown_url: "https://liners.com/outsurance.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/outsurance/screenshot.webp?v=1778623928314"
published_at: "2026-05-12T22:45:51.823Z"
updated_at: "2026-09-21T05:11:30.632Z"
---

# OUTsurance: Car, Home and Business Insurance

Get online quotes and manage car, home, life, pet or business cover in South Africa. Track claims, request help, and save 10% with SmartDrive.

## Breadcrumbs

- [Insurtech](/categories/insurtech)
- [OUTsurance](/outsurance)

## Summary

Manage insurance cover, claims, and emergency help online

An insurance provider for South African individuals and businesses, offering online quotes, digital policy management, claims tracking, and assistance services via app.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.outsurance.co.za/ |
| Tagline | Manage insurance cover, claims, and emergency help online |
| Primary country | South Africa |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

OUTsurance is an insurance provider in South Africa serving individuals and businesses with cover for vehicles, homes, life, pets, and a range of business risks.

Key capabilities focus on **digital self-service** and on-demand help:
- **Online quotes and product cover** for car and other vehicles, home contents, buildings, portable items, motor warranty, life, funeral, pet, and business insurance (including fleet, agricultural, engineering, motor traders, hospitality, and contractors all risk)
- **MyOUTsurance client portal** for self-service tasks such as managing policy details, submitting claims, tracking claim status, and requesting documents
- **App-based assistance services** including **Panic Assistance** for medical or armed response dispatch, plus **roadside assistance** and **home assistance**
- **Mobile-first claims and checks** such as **windscreen/geyser claims** and **vehicle inspections** completed through the app, plus **SmartDrive** which offers a stated 10% discount on car insurance premiums

Available on **Web**, **Android**, **iOS**, and **Huawei AppGallery**.

Target users include **South African consumers** looking for car, home, life, funeral, and pet cover, plus **businesses** needing fleet and industry-specific commercial insurance.

Notable for its South Africa-first product mix and incentives such as the **OUTbonus** cash back after 3 claim-free years, and the **R500/R1500** car insurance promotion, alongside app-based emergency response and self-service claims features.

## Features

- [Insurtech](/categories/insurtech): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Insurance](/tags/insurance): Product feature or technology
- [South Africa](/countries/south-africa): Market

## Related pages

- [Alternatives](/outsurance/alternatives)
- [Reviews](/outsurance/reviews)
- [Transparency](/outsurance/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/outsurance)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)