---
title: "ORA Cash: QR Payments, Money Transfers and Chat"
description: "Pay by QR in Morocco, chat and send money instantly. Wallet-to-wallet transfers: 0 DH. Cash-out 1.2% (min 5 DH); merchant fee 0.8%."
canonical_url: "https://liners.com/ora-cash"
markdown_url: "https://liners.com/ora-cash.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/oracash/screenshot.webp?v=1773915232259"
published_at: "2026-03-19T12:23:34.327Z"
updated_at: "2026-10-05T05:13:07.467Z"
---

# ORA Cash: QR Payments, Money Transfers and Chat

Pay by QR in Morocco, chat and send money instantly. Wallet-to-wallet transfers: 0 DH. Cash-out 1.2% (min 5 DH); merchant fee 0.8%.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [ORA Cash](/ora-cash)

## Summary

Pay by QR, chat, and send money in one app

A Moroccan mobile wallet for individuals and merchants to pay by QR code, chat, and send money instantly, with free peer-to-peer transfers and low merchant fees.

## Product details

| Field | Value |
| --- | --- |
| Website | https://oracash.ma/ |
| Tagline | Pay by QR, chat, and send money in one app |
| Primary country | Morocco |
| Platforms | Android, iOS, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

ORA Cash is a **mobile payment app** in Morocco for individuals who want to pay and transfer money from a phone, and for merchants that need to accept **QR code payments** with low fees.

Key capabilities include:
- **QR payments for in-store purchases**, where the vendor sets the amount and the customer scans a QR code and taps pay, with no extra steps.
- **Peer-to-peer money transfers** to other account holders, sent instantly and **for free**.
- **In-app communication**, letting users add contacts by phone number and **chat or call**, then send money without switching apps.
- **Merchant onboarding and verification**, including a quick **ID card scan**, then accepting payments with **less than 1% fees** and no delays.

Available on **Android** and **iOS**.

Target users include **consumers** making everyday payments and transfers, plus **merchants** that want digital payment acceptance via QR code.

ORA Cash positions itself as Morocco’s first social mobile wallet, and it launched in **January 2025**. It also highlights cash withdrawal support through partner agencies and promotes financial inclusion in the Moroccan market.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [P2P](/tags/p2p): Product feature or technology
- [QR Payments](/tags/qr-payments): Product feature or technology
- [Morocco](/countries/morocco): Market

## Related pages

- [Alternatives](/ora-cash/alternatives)
- [Reviews](/ora-cash/reviews)
- [Transparency](/ora-cash/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/ora-cash)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)