---
title: "OnePipe: Payments, KYC and Account APIs"
description: "Launch embedded finance in Nigeria: open accounts/wallets with BVN, verify NIN, collect/disburse bank payments, pull balances."
canonical_url: "https://liners.com/onepipe"
markdown_url: "https://liners.com/onepipe.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/us/screenshot.png?v=1774460159334"
published_at: "2026-03-25T17:37:58.344Z"
updated_at: "2026-10-01T23:06:43.645Z"
---

# OnePipe: Payments, KYC and Account APIs

Launch embedded finance in Nigeria: open accounts/wallets with BVN, verify NIN, collect/disburse bank payments, pull balances.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [OnePipe](/onepipe)

## Summary

Embedded banking APIs for accounts, payments, and KYC

A fintech API infrastructure platform that helps banks, fintechs, and businesses in Africa launch embedded finance features like accounts, payments, KYC, loans, and airtime.

## Product details

| Field | Value |
| --- | --- |
| Website | https://onepipe.com/ |
| Tagline | Embedded banking APIs for accounts, payments, and KYC |
| Primary country | Nigeria |
| Platforms | Web, API |
| Average rating | 4 |
| Published reviews | 1 |
| Verified listing | No |

## About the product

OnePipe is a fintech **API infrastructure and Banking-as-a-Service (BaaS)** platform for financial institutions and businesses that want to launch embedded financial services through standardized APIs.

Key capabilities include:
- **Accounts and wallets**: Determine whether a customer has an account at a specific bank (**Get Accounts**) and **open accounts/wallets using BVN** (**Open Account**) to support onboarding and account provisioning.
- **KYC and identity checks**: Validate customer information using **National Identification Number (Lookup NIN)** to support compliance checks before onboarding.
- **Payments and money movement**: Initiate **collections** from customer bank accounts (**Collect**) and send **payouts/disbursements** to customer accounts (**Disburse**), plus supporting lookups such as **Lookup NUBAN** to identify the bank behind an account number.
- **Financial activity and add-ons**: Retrieve **balances** and **statements** (**Get Balance**, **Get Statement**), access **loan offers and issuance flows** (**Get a Loan Offers/Accept**), and support **airtime purchase** via API (**Buy Airtime**).

Available on **Web (console)** and via **API**.

Target users include **banks and other financial institutions**, **fintechs**, and **non-financial businesses** (for example retail, FMCG, agriculture, and lending platforms) that need virtual accounts, KYC verification, collections, disbursements, and account management without building the integrations from scratch.

The platform is notable in the African fintech ecosystem for its partnerships, including **UBA** for virtual accounts infrastructure across African countries where UBA operates, **Fidelity Bank** for account-to-account payments, and **Polaris Bank** for open banking APIs. OnePipe also reported raising **$3.5M seed funding (2021)** and processing **6.3M+ transactions** across **1M+ accounts** and **138+ businesses** (as of late 2021).

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [BaaS](/tags/baas): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/onepipe/alternatives)
- [Reviews](/onepipe/reviews)
- [Transparency](/onepipe/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/onepipe)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)