---
title: "OneKard: Cross-Border Payments in Africa"
description: "Send and receive same-day B2B payments across 20+ countries in 50+ currencies. Get USD/EUR IBAN accounts, FX and invoicing on web/Android."
canonical_url: "https://liners.com/onekard"
markdown_url: "https://liners.com/onekard.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/onekard/screenshot.webp?v=1774097320537"
published_at: "2026-03-26T11:18:27.949Z"
updated_at: "2026-10-06T16:18:21.449Z"
---

# OneKard: Cross-Border Payments in Africa

Send and receive same-day B2B payments across 20+ countries in 50+ currencies. Get USD/EUR IBAN accounts, FX and invoicing on web/Android.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [OneKard](/onekard)

## Summary

Same-day multi-currency payments for African cross-border trade

A mobile and web-based cross-border payments platform for African businesses to pay suppliers and partners in 50+ currencies, access USD/EUR IBAN accounts, and manage invoicing.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.onekard.io/ |
| Tagline | Same-day multi-currency payments for African cross-border trade |
| Primary country | Nigeria |
| Platforms | Web, Android |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

OneKard is a fintech platform for African businesses that need to send and receive cross-border payments faster, manage multi-currency liquidity, and reduce settlement delays when trading internationally.

Key capabilities include:

- **Global payments** that settle in hours (same-day) across **20+ countries** and **50+ currencies**, including **USD, EUR, GBP, USDC**, plus **20+ local currencies**
- **Global accounts and FX liquidity** via **USD/EUR IBAN accounts** for holding hard currency and managing cross-border liquidity
- **Invoicing and bill payments** with **transparent, upfront pricing** and **competitive FX rates** for paying suppliers, contractors, and partners
- **24/7 dedicated support** for issue resolution

Available on **Web** and **Android**.

Designed for **B2B** use cases such as **exporters, importers, distributors, startups/service providers**, and other African businesses (SMEs, manufacturers, e-commerce, agribusinesses, schools) that pay international suppliers or collect global payouts.

Notable for its **compliance positioning** in cross-border money movement, operating as a registered **Money Services Business (MSB) under FINTRAC (Canada)** and using **licensed partner financial institutions and regulated payment providers** for banking, settlement, and custodial services (availability can vary by jurisdiction).

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Invoicing](/tags/invoicing): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Ghana](/countries/ghana): Market
- [Kenya](/countries/kenya): Market
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/onekard/alternatives)
- [Reviews](/onekard/reviews)
- [Transparency](/onekard/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/onekard)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)