---
title: "OneDosh: Cross-Border Payments App in Nigeria"
description: "Send, receive and convert USD + stablecoins between Nigeria and the US (49 states). Spend via virtual/physical Visa cards with real-time FX."
canonical_url: "https://liners.com/onedosh"
markdown_url: "https://liners.com/onedosh.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/onedosh/screenshot.webp?v=1773230285404"
published_at: "2026-03-11T13:30:03.510Z"
updated_at: "2026-10-07T13:26:09.282Z"
---

# OneDosh: Cross-Border Payments App in Nigeria

Send, receive and convert USD + stablecoins between Nigeria and the US (49 states). Spend via virtual/physical Visa cards with real-time FX.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [OneDosh](/onedosh)

## Summary

Send, spend, and convert money across borders in seconds.

A cross-border payments app for freelancers, remote workers, and global families to send, receive, spend, and convert USD and stablecoins with Visa cards and real-time FX.

## Product details

| Field | Value |
| --- | --- |
| Website | https://onedosh.com/ |
| Tagline | Send, spend, and convert money across borders in seconds. |
| Primary country | Nigeria |
| Platforms | Android, iOS, Web |
| Average rating | 3.9 |
| Published reviews | 7 |
| Verified listing | No |

## About the product

OneDosh is a cross-border payments app for freelancers, remote workers, global professionals, and families who need to move money internationally using **USD and stablecoins** without traditional bank delays.

Key capabilities include:
- **Unified fiat + stablecoin wallet** to hold dollars and stablecoins, then **convert instantly** when sending or spending
- **Instant international transfers** with **real-time foreign exchange**, designed to reduce waiting time associated with bank rails
- **Spend cards for global purchases**, using **virtual and physical Visa debit cards** for online and in-store payments (where Visa is accepted), plus **Apple Pay** and **Google Pay** support
- **Flexible payouts to recipients**, sending value in **stablecoins or cash**, depending on what the recipient prefers

Available on **Android** and **iOS**.

It targets individuals with modern cross-border money needs (freelancers, remote workers, stablecoin-native earners, travelers, and global families) and also supports businesses that operate across borders.

It is notable for its focus on compliance and security for stablecoin-based payments, including **AML/KYC screening**, **TLS 1.3 encryption**, **real-time fraud detection**, and support for **GDPR** and **NDPR** privacy expectations. It launched in the **United States (49 states, New York coming soon)** and **Nigeria**, positioning the US–Nigeria corridor as an early route for cross-border transfers and spending.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Stablecoins](/tags/stablecoins): Product feature or technology
- [Virtual Cards](/tags/virtual-cards): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/onedosh/alternatives)
- [Reviews](/onedosh/reviews)
- [Transparency](/onedosh/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/onedosh)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)
