--- title: "Onafriq alternatives" description: "Compare 110 published alternatives to Onafriq." canonical_url: "https://liners.com/onafriq/alternatives" markdown_url: "https://liners.com/onafriq/alternatives.md" type: "product-alternatives" language: "en" updated_at: "2026-09-21T08:05:27.962Z" --- # Onafriq alternatives Compare 110 published alternatives to Onafriq. ## Breadcrumbs - [Onafriq](/onafriq) - [Alternatives](/onafriq/alternatives) ## Summary Compare 110 published alternatives to Onafriq. ## About these alternatives The best **Onafriq alternatives** to compare in 2026 are [IntaSend](https://liners.com/intasend), [Mavapay](https://liners.com/mavapay), [PawaPay](https://liners.com/pawapay), [SendOva](https://liners.com/sendova), and [KongaPay](https://liners.com/kongapay). The right choice depends on where you operate, the mobile money corridors you need, and whether your priority is collections, payouts, or a full payment-gateway setup. Onafriq is a pan-African digital payments gateway for enterprises and financial institutions, known for its “Network of Networks” approach to interoperability across Africa. The company was formerly known as MFS Africa, founded in 2009, and it says it connects partners to 1 billion mobile wallets and 500 million bank accounts across 2,000+ payment corridors in 43 African nations. People usually look at Onafriq competitors when they need a provider that is stronger in a specific country corridor, a simpler setup than a network-of-networks model, or a product that is clearly focused on one job such as mobile money pay-ins and pay-outs, bank-to-bank “pay by bank” rails, or domestic switching and processing. Sometimes it is also about operational preference, like wanting a dashboard-first tool instead of a partner-portal process, or choosing a provider whose coverage map matches where your customers already keep money. None of this makes Onafriq a poor choice; it means the market now has specialists worth comparing. ## What to Compare When Choosing a Onafriq Alternative - **Country and corridor coverage**: confirm the provider supports the exact markets you pay into, for example [Nigeria](/countries/nigeria), [Kenya](/countries/kenya), [Ghana](/countries/ghana), [South Africa](/countries/south-africa), or [Tanzania](/countries/tanzania). - **Mobile money vs bank rails**: some tools lean heavily into [Mobile Money](/tags/mobile-money) corridors, others are best for bank-to-bank or local switching. - **Collections and payout symmetry**: check you can both collect and disburse on the same rails, including refunds where needed. - **Payment Gateway depth**: if you need a full [Payment Gateway](/tags/payment-gateway), compare checkout options, payment links, and reconciliation, not just API endpoints. - **Cross-border controls**: for [Cross-Border Payments](/tags/cross-border-payments), verify settlement currencies, cut-off times, and how FX is handled. - **B2B2C support**: if you pay customers at scale (cashback, claims, gig payouts), look for [B2B2C](/tags/b2b2c) features like bulk payouts, status webhooks, and clear failure codes. - **Integration and ops workflow**: compare API maturity, sandbox access, and whether support is optimised for developers, compliance teams, or both. Use the Liners filters below to shortlist Onafriq similar apps by rail type, country coverage, and gateway capabilities, then compare them side by side. ## Compare Onafriq alternatives by country and use case - **Mobile money aggregation across many African markets**: [PawaPay](https://liners.com/pawapay) supports mobile money collections and payouts across 19 African markets via one API and dashboard. - **Kenya-first payments and payouts**: [IntaSend](https://liners.com/intasend) is a Kenyan payment gateway that supports mobile money and bank channels via APIs, SDKs, and integrations. - **Nigeria-focused gateway and payout tooling**: [Mavapay](https://liners.com/mavapay) is available in Nigeria and positions itself around cross-border payments and payouts, including same-day settlements. - **South Africa “pay by bank” acceptance**: [Ozow](https://liners.com/ozow) focuses on instant bank-to-bank payments in South Africa, alongside cards and other local payment options. - **Domestic switching and multi-channel processing**: [eTranzact](https://liners.com/etranzact) supports routing across web, mobile, POS, ATMs, and bank branches, with availability that includes Nigeria, Kenya, South Africa, and Ghana. Scroll the Liners directory to explore more [Fintech](/categories/fintech) options, filter by tags like [Mobile Money](/tags/mobile-money), [B2B2C](/tags/b2b2c), [Payment Gateway](/tags/payment-gateway), [Cross-Border Payments](/tags/cross-border-payments), and [B2B](/tags/b2b), and narrow by countries such as [Senegal](/countries/senegal), [Cameroon](/countries/cameroon), [Côte d'Ivoire](/countries/cote-divoire), [Zambia](/countries/zambia), or [Zimbabwe](/countries/zimbabwe) to find what you can use instead of Onafriq. ## Alternatives | Name | URL | Tagline | Country | Rating | | --- | --- | --- | --- | --- | | Cauridor | /cauridor | Process Africa payments and payouts through one API | Guinea | | | IntaSend | /intasend | Collect and send mobile money payments across Africa | Kenya | | | Lemonade Payments | /lemonade-payments | Powerful Platform. Simplifies Finances. | Kenya | | | PawaPay | /pawapay | Collect and pay out mobile money across Africa with one API | Kenya | | | SasaPay | /sasapay | Collect payments and send payouts across mobile money and banks | Kenya | | | Xend | /xend | Instant bank payouts into the UEMOA XOF zone | Côte d'Ivoire | | | Bitlipa | /bitlipa | One API for African collections, payouts & stablecoin settlement | Kenya | | | AvadaPay | /avadapay | One API for payments and SMS across 17 African markets | DR Congo | | | Novac Payment | /novacpayment | Accept payments and run payouts across Africa | Nigeria | | | Fingo Pay | /fingo-pay | Accept and send payments across Africa with one API | Kenya | | | 54pay | /54pay | Collect and send payments across Africa with one API | Nigeria | | | Budpay | /budpay | Payment infrastructure for businesses in Africa and beyond | Nigeria | | | DusuPay | /dusupay | Accept and pay out across Africa with one integration | Uganda | | | Fincra | /fincra | Collect payments and send payouts across borders with one API | Nigeria | 5 | | Flick | /flick | One connection for global payments, accounts, and financial data | Nigeria | | | HUB2 | /hub2 | Interoperable mobile money payments across Francophone Africa | Côte d'Ivoire | | | Kora | /kora | One integration for pay-ins, payouts, and settlements across Africa | Nigeria | | | Xente | /xente | Collect and send payments across African markets | Uganda | | | eTranzact | /etranzact | Multi-channel payment switching and processing for Africa | Nigeria | 5 | ## Related pages - [Product page](/onafriq) - [Alternatives](/onafriq/alternatives) - [Reviews](/onafriq/reviews) - [Transparency](/onafriq/transparency) ## Access and citation - [Canonical HTML page](https://liners.com/onafriq/alternatives) - [Markdown route index](/sitemap.md) - [Agent access guide](/llms.txt)