---
title: "Onafriq: Payment Gateway in Africa"
description: "Collect and pay out across Africa via one API: cards, cash, mobile money, real-time payouts, plus physical & virtual prepaid card issuing."
canonical_url: "https://liners.com/onafriq"
markdown_url: "https://liners.com/onafriq.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/onafriq/screenshot.webp?v=1772268989796"
published_at: "2026-03-10T17:58:21.339Z"
updated_at: "2026-10-07T10:14:14.469Z"
---

# Onafriq: Payment Gateway in Africa

Collect and pay out across Africa via one API: cards, cash, mobile money, real-time payouts, plus physical & virtual prepaid card issuing.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Onafriq](/onafriq)

## Summary

Interoperable payments across Africa via one integration

A pan-African digital payments gateway for enterprises and financial institutions to collect, disburse, and issue cards across mobile money and bank networks in Africa.

## Product details

| Field | Value |
| --- | --- |
| Website | https://onafriq.com/ |
| Tagline | Interoperable payments across Africa via one integration |
| Primary country | South Africa |
| Platforms | API, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Onafriq is a pan-African **digital payments gateway** for enterprises and financial institutions that need interoperable **domestic and cross-border payments** across African markets.

Key capabilities include:
- **Collections:** Accept customer payments through **cards, cash, or mobile wallets** using a single integration.
- **Disbursements:** Send **fast payouts** for multiple use cases with **real-time transaction capabilities**.
- **Card issuance and processing:** Launch **physical and virtual prepaid cards** that are accepted globally, including support for **Visa virtual card distribution** for mobile money users.
- **Agent banking (Nigeria):** Reach customers via the **Baxi** super-agent network, with **460,000+ agents** nationwide.

Available via APIs (Developer Portal at apidocs.beyonic.com, Enterprise Partner Portal at portal.onafriq.com, VAS Partner Portal at admin.baxibap.com, and AccessOne at home.onafriq.com).

Target users include **enterprises**, **banks**, **mobile network operators**, **money transfer organisations**, **non-bank financial institutions**, and **government development organisations/NGOs** building payment collection, payout, or card programmes for customers across Africa.

Notable for its “**Network of Networks**” approach, connecting partners to **1 billion mobile wallets**, **500 million bank accounts**, and **2,000+ payment corridors** across **43 African nations**, with the company formerly known as **MFS Africa** (founded in 2009).

## Features

- [Fintech](/categories/fintech): Category
- [Bulk Payments](/tags/bulk-payments): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Mobile Money](/tags/mobile-money): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [Benin](/countries/benin): Market
- [Botswana](/countries/botswana): Market
- [Burkina Faso](/countries/burkina-faso): Market
- [Burundi](/countries/burundi): Market
- [Cabo Verde](/countries/cabo-verde): Market
- [Cameroon](/countries/cameroon): Market
- [Central African Republic](/countries/central-african-republic): Market
- [Chad](/countries/chad): Market
- [Comoros](/countries/comoros): Market
- [Congo](/countries/congo): Market
- [Côte d'Ivoire](/countries/cote-divoire): Market
- [DR Congo](/countries/dr-congo): Market
- [Equatorial Guinea](/countries/equatorial-guinea): Market
- [Eswatini](/countries/eswatini): Market
- [Ethiopia](/countries/ethiopia): Market
- [Gabon](/countries/gabon): Market
- [Gambia](/countries/gambia): Market
- [Ghana](/countries/ghana): Market
- [Guinea](/countries/guinea): Market
- [Guinea-Bissau](/countries/guinea-bissau): Market
- [Kenya](/countries/kenya): Market
- [Liberia](/countries/liberia): Market
- [Madagascar](/countries/madagascar): Market
- [Malawi](/countries/malawi): Market
- [Mali](/countries/mali): Market
- [Mauritius](/countries/mauritius): Market
- [Morocco](/countries/morocco): Market
- [Mozambique](/countries/mozambique): Market
- [Niger](/countries/niger): Market
- [Nigeria](/countries/nigeria): Market
- [Rwanda](/countries/rwanda): Market
- [Senegal](/countries/senegal): Market
- [Sierra Leone](/countries/sierra-leone): Market
- [South Africa](/countries/south-africa): Market
- [South Sudan](/countries/south-sudan): Market
- [Tanzania](/countries/tanzania): Market
- [Togo](/countries/togo): Market
- [Uganda](/countries/uganda): Market
- [Zambia](/countries/zambia): Market
- [Zimbabwe](/countries/zimbabwe): Market

## Related pages

- [Alternatives](/onafriq/alternatives)
- [Reviews](/onafriq/reviews)
- [Transparency](/onafriq/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/onafriq)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)