---
title: "Old Mutual: Insurance and Banking in Africa"
description: "Get funeral cover from R39/month, invest from R500/month, apply for personal loans, bank, budget and earn rewards at 50+ partners in Africa."
canonical_url: "https://liners.com/old-mutual"
markdown_url: "https://liners.com/old-mutual.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/old-mutual/screenshot.webp?v=1778786386579"
published_at: "2026-05-14T19:19:55.747Z"
updated_at: "2026-09-21T05:11:05.021Z"
---

# Old Mutual: Insurance and Banking in Africa

Get funeral cover from R39/month, invest from R500/month, apply for personal loans, bank, budget and earn rewards at 50+ partners in Africa.

## Breadcrumbs

- [Insurtech](/categories/insurtech)
- [Old Mutual](/old-mutual)

## Summary

Insurance, banking, loans, and investments in one place

A financial services platform for individuals and businesses, offering insurance, investments, loans, banking, budgeting tools, rewards, and online claims.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.oldmutual.co.za/ |
| Tagline | Insurance, banking, loans, and investments in one place |
| Primary country | South Africa |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Old Mutual is a financial services platform for individuals, businesses, corporates, and institutions that offers insurance, banking, loans, investments, and digital money-management tools.

Key capabilities include:
- **Insurance and protection**: Access products such as **funeral cover from R39 per month**, plus life assurance and short-term cover, with online journeys that include **funeral and life insurance claims submission**.
- **Investing and long-term planning**: Invest via options such as a **tax-free savings account from R500 per month**, and use supporting services like **tax certificate downloads** through Secure Services or the mobile app.
- **Banking and credit**: Use **OM Bank** for transactional banking, and apply for an **Old Mutual personal loan**, including an online eligibility check (credit check consent required).
- **Personal finance tools and benefits**: Use **Vault22** (the rebranded 22seven app) for budgeting, expense visibility, net worth tracking, and debt management, and join **Old Mutual Rewards** (free to join) to earn and redeem points at **50+ partners**.

Available on **Web**, plus the **Old Mutual App** on **iOS, Android, and Huawei AppGallery** (additional web tools include Secure Services and online checkers).

Target users include **South African consumers**, **SMEs**, and **enterprise and institutional customers** looking for insurance, lending, investing, and financial planning support.

Notable in the regional context, it operates across **12 markets** (including South Africa and multiple African countries) and provides locally relevant tools such as an **ASISA-aligned unclaimed benefits checker** and a **free online will** creator, alongside adviser and branch access in South Africa.

## Features

- [Insurtech](/categories/insurtech): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Insurance](/tags/insurance): Product feature or technology
- [Investments](/tags/investments): Product feature or technology
- [Loyalty & Rewards](/tags/loyalty-rewards): Product feature or technology
- [Pensions](/tags/pensions): Product feature or technology
- [Wealth Management](/tags/wealth-management): Product feature or technology
- [Botswana](/countries/botswana): Market
- [Eswatini](/countries/eswatini): Market
- [Ghana](/countries/ghana): Market
- [Kenya](/countries/kenya): Market
- [Malawi](/countries/malawi): Market
- [Namibia](/countries/namibia): Market
- [Rwanda](/countries/rwanda): Market
- [South Africa](/countries/south-africa): Market
- [South Sudan](/countries/south-sudan): Market
- [Uganda](/countries/uganda): Market
- [Zimbabwe](/countries/zimbabwe): Market

## Related pages

- [Alternatives](/old-mutual/alternatives)
- [Reviews](/old-mutual/reviews)
- [Transparency](/old-mutual/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/old-mutual)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)