---
title: "Okash: Personal Loans in Nigeria — Download"
description: "Apply for collateral-free personal loans in Nigeria with approval in minutes, bank disbursement, in-app repayments, plus a 24-hour cancellation window."
canonical_url: "https://liners.com/okash"
markdown_url: "https://liners.com/okash.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/ng/screenshot.webp?v=1779889402718"
published_at: "2026-05-29T13:59:16.781Z"
updated_at: "2026-08-30T16:24:11.478Z"
---

# Okash: Personal Loans in Nigeria — Download

Apply for collateral-free personal loans in Nigeria with approval in minutes, bank disbursement, in-app repayments, plus a 24-hour cancellation window.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Okash](/okash)

## Summary

Get a personal loan in minutes from your phone

A mobile loan app for Nigerians that enables online, collateral-free personal loans with fast approval, bank disbursement, and in-app repayment management.

## Product details

| Field | Value |
| --- | --- |
| Website | https://ng.o-kash.com/ |
| Tagline | Get a personal loan in minutes from your phone |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS |
| Average rating | 3 |
| Published reviews | 3 |
| Verified listing | No |

## About the product

OKash is a **digital personal loan app** for individuals in Nigeria who need quick, collateral-free access to cash through a fully online process.

Key capabilities include:

- **Fast loan application and approval**: users sign up in the app, submit a short application, and can receive a decision in minutes.
- **Paperless borrowing**: loans are designed to be processed without physical documentation or in-person visits.
- **Disbursement and repayment in-app**: users can apply for a loan, receive funds, and repay directly through the app.
- **Customer support and policies**: the service states a **24-hour loan cancellation window** (repay principal within 24 hours and contact support) and outlines a **courteous collection policy** that prohibits inappropriate or illegal collection practices.

Available on **Android** (Google Play) and **IOS** (App Store).

Target users are **Nigerian residents** seeking short-term personal loans on mobile, with loan sizes and tenors varying by eligibility and channel.

Notable in the Nigerian market for offering a **mobile-first loan lifecycle**, from application to repayment, and for publishing consumer-facing policies on cancellation and collection practices. Public materials present the service under **Blue Ridge Microfinance Bank Limited** and some listings also associate it with **OPay Microfinance Bank Limited**.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/okash/alternatives)
- [Reviews](/okash/reviews)
- [Transparency](/okash/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/okash)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)