---
title: "Numida: Business Loans in Uganda & Kenya"
description: "Apply for unsecured business loans up to UGX 30M in Uganda; use National ID photo on app or web and get funds in under 24 hours."
canonical_url: "https://liners.com/numida"
markdown_url: "https://liners.com/numida.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/numida/screenshot.webp?v=1773044914595"
published_at: "2026-03-09T11:38:18.291Z"
updated_at: "2026-09-21T15:45:30.504Z"
---

# Numida: Business Loans in Uganda & Kenya

Apply for unsecured business loans up to UGX 30M in Uganda; use National ID photo on app or web and get funds in under 24 hours.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Numida](/numida)

## Summary

Unsecured business loans up to UGX 30 Million in 24 hours

A fintech lending app and web platform for micro and small businesses in Uganda and East Africa to apply for unsecured working capital loans and track business records.

## Product details

| Field | Value |
| --- | --- |
| Website | https://ug.numida.com/ |
| Tagline | Unsecured business loans up to UGX 30 Million in 24 hours |
| Primary country | Uganda |
| Platforms | Web, Android |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Numida is a fintech lending platform for micro and small business owners in Uganda and East Africa who need fast, unsecured working capital.

Key capabilities include:

- **Loan applications via app or web**, using a **photo of a National ID** and **basic business details**
- **Business loans up to UGX 30 Million**, with **disbursement in less than 24 hours** (based on provided details)
- **Proprietary credit scoring** that uses **alternative data** to assess cash-based businesses that may lack traditional digital credit histories
- **Financial record-keeping tools** designed to support day-to-day management and improve financial literacy over time

Available on **Android** (Google Play) and **Web**.

Built for **B2B users**, micro-entrepreneurs, and small business owners in East Africa who need fast, flexible capital to grow their inventory or manage cash flow.

In the East African market, the platform stands out for its focus on quick access to working capital for small, cash-based merchants and for operating as a **UMRA-licensed** provider in Uganda. It has reported disbursing **$23M+** to **32,000+ businesses** since 2021 and serving **80,000+ business owners**.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Kenya](/countries/kenya): Market
- [Uganda](/countries/uganda): Market

## Related pages

- [Alternatives](/numida/alternatives)
- [Reviews](/numida/reviews)
- [Transparency](/numida/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/numida)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)