---
title: "NSIA Banque: Commercial Bank in Africa"
description: "Open accounts, get debit/prepaid cards (3D Secure), loans and savings via web/mobile across Senegal, Benin, Côte d’Ivoire, Guinea & Togo."
canonical_url: "https://liners.com/nsia-banque"
markdown_url: "https://liners.com/nsia-banque.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/nsiabanque/screenshot.webp?v=1786780386379"
published_at: "2026-08-15T09:23:05.687Z"
updated_at: "2026-09-29T03:01:43.102Z"
---

# NSIA Banque: Commercial Bank in Africa

Open accounts, get debit/prepaid cards (3D Secure), loans and savings via web/mobile across Senegal, Benin, Côte d’Ivoire, Guinea & Togo.

## Breadcrumbs

- [Banking](/categories/banking)
- [NSIA Banque](/nsia-banque)

## Summary

Banking for individuals and businesses across West Africa

A commercial bank across NSIA Group's West African markets, offering retail and corporate banking, cards, loans, savings, and online banking via web and mobile.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.nsiabanque.ci/ |
| Tagline | Banking for individuals and businesses across West Africa |
| Primary country | Côte d'Ivoire |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

NSIA Banque is the banking arm of the pan-African **NSIA Group**, serving **individuals** and **businesses** with everyday banking, financing, savings, and digital self-service across several West African markets, including Côte d'Ivoire, Benin, Togo, Senegal, and Guinea.

Key capabilities include:
- **Retail accounts and daily banking**: current account formulas to receive income and manage deposits, withdrawals, cheque cashing, and transfers; NSIA Banque CI, for example, offers dedicated formulas for **public sector agents** and **young people/students**
- **Cards and payments**: debit and prepaid cards for ATM withdrawals and in-store or online payments, including **3D Secure** for online purchases
- **Loans and financing**: **personal**, **consumer**, **education**, and **real estate** loans, including "**avance sur rappel**" where applicable
- **Savings and investment products**: classic savings accounts and products such as **PEL/PEC**, **retirement savings**, and **term deposits (DAT)**

Available via **Web** (public site, client space, and **NSIA Banque Direct**) and via **mobile apps** on **Android** and **iOS**.

Target users include retail customers, professionals, **SMEs/PMI**, large enterprises, and investors/shareholders.

NSIA's banking operations were recently reorganized into a dedicated sub-holding, **NSIA Holding Financière**, formalized by March 2026 to centralize governance across its banking subsidiaries under West African Economic and Monetary Union banking regulation. Group ownership has also consolidated: in 2025, **Manzima Holding**, the investment vehicle of Ivorian businessman Jean Kacou Diagou, raised its stake in parent company NSIA Participations from 46.67% to 68.73% after acquiring the 22.6% stake held by Canada's National Bank of Canada, which exited the group. NSIA Banque CI remains notable in the Ivorian market for its large physical footprint (over **80 agencies** and **120+ ATMs**), a **24/7 customer relations center**, and ISO 9001:2015 certification.

## Features

- [Banking](/categories/banking): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Commercial Bank](/tags/commercial-bank): Product feature or technology
- [Benin](/countries/benin): Market
- [Côte d'Ivoire](/countries/cote-divoire): Market
- [Guinea](/countries/guinea): Market
- [Senegal](/countries/senegal): Market
- [Togo](/countries/togo): Market

## Related pages

- [Alternatives](/nsia-banque/alternatives)
- [Reviews](/nsia-banque/reviews)
- [Transparency](/nsia-banque/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/nsia-banque)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)