--- title: "NowNow alternatives" description: "Compare 45 published alternatives to NowNow." canonical_url: "https://liners.com/nownow/alternatives?page=2" markdown_url: "https://liners.com/nownow/alternatives.md?page=2" type: "product-alternatives" language: "en" updated_at: "2026-08-30T16:23:53.820Z" --- # NowNow alternatives Compare 45 published alternatives to NowNow. ## Breadcrumbs - [NowNow](/nownow) - [Alternatives](/nownow/alternatives) ## Summary Compare 45 published alternatives to NowNow. ## About these alternatives The strongest **NowNow alternatives** to compare in 2026 are Fetswallet, [Speso](https://liners.com/speso), [SeerBit](https://liners.com/seerbit), [Ipay Africa](https://liners.com/ipay-africa), and [KEGOW](https://liners.com/kegow). The right pick depends on whether you mainly need a merchant wallet with bill payments, a POS and agent network, or a payment gateway you can use outside Nigeria. NowNow is a Nigerian merchant payments product from NowNow Digital Systems Ltd that supports payment collection (transfers, cards, QR code payments, payment links) and everyday wallet transactions such as airtime and bill payments. It is Nigeria-focused, and the company is described as licensed by the Central Bank of Nigeria as a mobile solutions provider. People switch from NowNow for practical reasons: they want coverage outside Nigeria, they need a more gateway-style option for online checkout and links, or they prefer a product that leans harder into POS and agent banking for in-person collections. Others simply want a platform that matches their operating model, for example a PSB-style account experience or a finance tool that combines collections with payroll and payouts. None of this makes NowNow a poor choice, it just means there are specialists worth comparing. ## What to Compare When Choosing a NowNow Alternative - **Where it works**: confirm the product supports your exact market, some options are Nigeria-only while others are pan-African. - **POS and in-person acceptance**: check if it supports POS devices or agent banking workflows if you collect money face-to-face. - **Payment links and QR collection**: if you sell on WhatsApp or Instagram, prioritise reliable payment links and QR scan-to-pay. - **Bill payments catalogue**: compare which utilities are supported (electricity, airtime, data, TV), and how confirmations and receipts are handled. - **Mobile money rails**: if your customers pay via wallets, confirm mobile money support and any limits per transaction. - **B2B tools**: for SMEs, look for bulk payouts, reconciliation, and reporting features that reduce manual tracking. - **Compliance and licences**: verify the operator’s regulatory status in your country and the type of licence it holds. Use the Liners directory below to filter **NowNow similar apps** in [Fintech](/categories/fintech) by [Nigeria](/countries/nigeria), then narrow by [Bill Payments](/tags/bill-payments), [POS](/tags/pos), [Mobile Money](/tags/mobile-money), [B2B](/tags/b2b), or [B2B2C](/tags/b2b2c) to find what fits instead of NowNow. ## Alternatives | Name | URL | Tagline | Country | Rating | | --- | --- | --- | --- | --- | | Kolomoni | /kolomoni | Mobile, agency, and business banking in one platform | Nigeria | 1 | | PayHive | /payhive | Save and contribute with peers from one shared wallet | Nigeria | | | Zone | /zone | Regulated blockchain rails for direct bank-to-bank payments | Nigeria | | | Kegow | /kegow | Mobile wallet payments, transfers, and cash withdrawals | Nigeria | | | KongaPay | /kongapay | Mobile wallet, payments, and POS tools for Nigeria | Nigeria | 5 | | straitPay | /straitpay | Pay and get paid across African borders in local currency | Nigeria | | | Billboxx | /billboxx | Invoice, collect, reconcile, and access credit in one place | Nigeria | | | CashAfrica | /cashafrica | API infrastructure for NFC tap-to-pay across Africa | Nigeria | 4.5 | | Credrails | /credrails | Automate multi-source payment reconciliation in real time | Kenya | | | iPay Africa | /ipay-africa | Accept and track payments online and in-store across Africa | Kenya | | | OPay Business | /opay-business | Accept POS payments with instant settlement to your account | Nigeria | 4.5 | | Zainpay | /zainpay | Accept card, transfer, wallet, and POS payments in Nigeria | Nigeria | 4 | | Accelerex | /accelerex | Deploy and support POS payments for Nigerian businesses | Nigeria | | | FairMoney Business | /fairmoney-business | Banking, payments, and POS tools for Nigerian merchants | Nigeria | | | Kobopay | /kobopay | Send, receive, and manage money in multiple currencies | Nigeria | | | Stitch | /stitch | Enterprise online payments through one South African API | South Africa | 3 | | Aku | /aku | Mobile banking to save, spend, and get paid easily | Nigeria | | | Moniepoint | /moniepoint | Payments, banking, and credit tools for African businesses | Nigeria | 3.8 | | Nearpays | /nearpays | Accept card payments with NFC Tap to Pay and USSD | Nigeria | | ## Related pages - [Product page](/nownow) - [Alternatives](/nownow/alternatives) - [Reviews](/nownow/reviews) - [Transparency](/nownow/transparency) ## Access and citation - [Canonical HTML page](https://liners.com/nownow/alternatives?page=2) - [Markdown route index](/sitemap.md) - [Agent access guide](/llms.txt)