---
title: "Nomba: Payment Processing in Nigeria & DR Congo"
description: "Take POS and online payments in Nigeria with cards, transfers, USSD, QR and BNPL. Get instant settlement, offline POS, invoicing + links."
canonical_url: "https://liners.com/nomba"
markdown_url: "https://liners.com/nomba.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/kudi/screenshot.webp?v=1773099501593"
published_at: "2026-03-10T00:25:31.720Z"
updated_at: "2026-09-13T19:34:57.809Z"
---

# Nomba: Payment Processing in Nigeria & DR Congo

Take POS and online payments in Nigeria with cards, transfers, USSD, QR and BNPL. Get instant settlement, offline POS, invoicing + links.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Nomba](/nomba)

## Summary

Accept and manage online and in-person payments in one place

An omnichannel payments and business banking platform for Nigerian businesses to accept POS and online payments, manage accounts, invoicing, payroll, and analytics.

## Product details

| Field | Value |
| --- | --- |
| Website | https://nomba.com/ |
| Tagline | Accept and manage online and in-person payments in one place |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Nomba is an omnichannel payments and business banking platform for businesses in Nigeria that need to accept payments online and in person, manage money flows, and track performance across locations.

Key capabilities include:
- **Smart POS terminals** for in-store and on-the-go collections, supporting **cards, transfers, USSD, and QR**, with **offline** payment support and a real-time dashboard
- **Smart Checkout (payment gateway)** for online payments with **instant settlement**, supporting **cards, USSD, QR, and BNPL**, plus **multi-currency** support and analytics
- **Business banking** with **team access controls**, **bulk transfers**, and **wire transfers** for day-to-day operational payments
- **Billing and collections tools** such as **smart invoicing** (automated invoicing, payment tracking, recurring billing) and **payment links** that can be shared via **WhatsApp** and **Instagram**, including QR code generation

Available on **Web**, **Android**, **iOS**, and via **API** (developer documentation available).

It targets **SMEs and growing businesses** including retailers, restaurants, e-commerce operators, logistics and transport companies, healthcare providers, and hotels that want one provider for POS, online checkout, invoicing, payroll, transfers, and reporting.

Nomba is notable in the Nigerian market for its broad coverage across **36 states**, published **99.9% uptime SLA**, and security certifications including **PCI DSS Level 2**, **ISO 27001**, and **ISO 22301**. Banking services are provided by **Nombank MFB**, with deposits stated as **NDIC insured**, and the company lists **600,000+ businesses** using the platform.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Invoicing](/tags/invoicing): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [POS](/tags/pos): Product feature or technology
- [DR Congo](/countries/dr-congo): Market
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/nomba/alternatives)
- [Reviews](/nomba/reviews)
- [Transparency](/nomba/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/nomba)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)