---
title: "BCI Leads Mozambique Banks by Assets as Profits Drop 45%"
description: "A banking-sector survey says Mozambique’s bank assets and deposits rose in 2025, but sector profits fell 45%. BCI led by assets."
canonical_url: "https://liners.com/news/mozambique-banking-assets-deposits-up-profits-down-2025-bci"
markdown_url: "https://liners.com/news/mozambique-banking-assets-deposits-up-profits-down-2025-bci.md"
type: "article"
language: "en"
published_at: "2026-11-12T21:03:04.912Z"
updated_at: "2026-11-12T21:03:08.076Z"
---

# BCI Leads Mozambique Banks by Assets as Profits Drop 45%

A banking-sector survey says Mozambique’s bank assets and deposits rose in 2025, but sector profits fell 45%. BCI led by assets.

## Breadcrumbs

- [News](/news)
- [BCI Leads Mozambique Banks by Assets as Profits Drop 45%](/news/mozambique-banking-assets-deposits-up-profits-down-2025-bci)

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## Content

## In Short
Mozambique’s banking sector grew its balance sheet in 2025, but earnings fell sharply.

## What Happened
A banking-sector survey reported that banking sector assets and deposits rose in 2025.

The same survey found that aggregate sector profits fell 45% in 2025.

The survey also reported that [BCI](/bci) retained its leading position by total assets. It valued BCI’s total assets at 240.5 billion meticais (€3.4 billion).

## Why It Matters
For operators building fintech, payments, and banking software, rising assets and deposits can signal more activity moving through the formal financial system.

But a 45% drop in aggregate sector profits suggests banks may be under pressure to manage costs and risk while still growing. That can shape spending priorities, including what banks fund in digital channels and internal systems.

## Sources and products

- [Mozambique](https://clubofmozambique.com/news/mozambique-banking-sector-assets-and-deposits-rose-in-2025-but-profits-fell-45-survey-shows)
- [BCI](/bci)

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- [Market Trends](/news)

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