---
title: "Millennium bim Marks 31 Years, Passes 1M Mobile Users"
description: "Millennium bim marked 31 years in Mozambique and highlighted digital account opening, Smart IZI app upgrades, and H1 2026 balance sheet growth."
canonical_url: "https://liners.com/news/millennium-bim-31-years-smart-izi-digital-account-opening"
markdown_url: "https://liners.com/news/millennium-bim-31-years-smart-izi-digital-account-opening.md"
type: "article"
language: "en"
published_at: "2026-10-26T17:37:55.440Z"
updated_at: "2026-10-26T17:37:57.439Z"
---

# Millennium bim Marks 31 Years, Passes 1M Mobile Users

Millennium bim marked 31 years in Mozambique and highlighted digital account opening, Smart IZI app upgrades, and H1 2026 balance sheet growth.

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## In Short

The bank highlighted recent digital banking changes, including fully digital account opening inside its Smart IZI app.

## What Happened: Millennium bim Highlights Digital Banking Moves
[Millennium bim](/millennium-bim) said it marked 31 years of activity in Mozambique on October 25. The bank said it was founded in 1995 through a strategic partnership between the Mozambican state and Banco Comercial Português.

The bank said innovation has been a differentiator since its founding. It cited being a pioneer in introducing ATMs, POS (card payment terminals used in shops), and debit and credit cards in Mozambique.

Millennium bim said it operates a physical network of around 200 branches across all provinces. It said it is rolling out a new branch concept that combines technology with personalised service.

It also described operational changes in branches, including MPoint spaces in selected branches for treasury operations for companies and mobile wallet agents. The bank said it has introduced queue management systems, biometric identification, automatic data reading, and document validation for opening and maintaining accounts.

On digital banking, Millennium bim said it has passed one million customers on mobile banking services. It said it continues to invest in its Smart IZI app and, in 2026, became the first bank in the country to offer fully digital account opening through the app without needing to visit a branch.

The bank said customers can access the app without consuming mobile data, and it recently added an option to split purchases made with a debit card through the app. It also said it strengthened security mechanisms on digital channels.

## Why It Matters: Inclusion, Speed, And Scale
Millennium bim said the ability to access its app without mobile data can reduce barriers and support financial inclusion.

It said the awards named it Best Bank in Mozambique and recognised its digital banking offer for retail and business customers.

## Sources and products

- [millenniumbim.co.mz](https://www.millenniumbim.co.mz/media/2hxnrf5t/20261024-comunicado-de-imprensa-millennium-bim-celebra-31-anos-de-confianca-e-inovacao-ao-servico-de-mocambique.pdf)
- [Millennium bim](/millennium-bim)

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