---
title: "Bank of Ghana Publishes List of Registered IMTOs"
description: "Bank of Ghana published a list of registered international money transfer operators for inward remittances and warned against using unregistered IMTOs."
canonical_url: "https://liners.com/news/bank-of-ghana-registered-imtos-list-inward-remittances"
markdown_url: "https://liners.com/news/bank-of-ghana-registered-imtos-list-inward-remittances.md"
type: "article"
language: "en"
published_at: "2026-11-10T19:03:41.753Z"
updated_at: "2026-11-10T19:03:44.262Z"
---

# Bank of Ghana Publishes List of Registered IMTOs

Bank of Ghana published a list of registered international money transfer operators for inward remittances and warned against using unregistered IMTOs.

## Breadcrumbs

- [News](/news)
- [Bank of Ghana Publishes List of Registered IMTOs](/news/bank-of-ghana-registered-imtos-list-inward-remittances)

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## Content

## In Short
Bank of Ghana has published a list of International Money Transfer Operators, called IMTOs, registered in Ghana as at 31st October 2026.

The Bank says the listed IMTOs have met regulatory requirements to provide inward remittance services into Ghana.

It also reminded banks and other regulated firms to work only with IMTOs on the published list, and for inward remittances only.

## What Happened: Bank of Ghana’s IMTO Register For Inward Remittances
The Bank of Ghana issued NOTICE NO. BG/GOV/SEC/2026/42 on the publication of registered IMTOs in Ghana.

The notice follows an earlier Bank of Ghana notice, BG/GOV/SEC/2026/02 dated 20th January 2026, on the registration and operations of IMTOs in Ghana. It also follows BG/GOV/SEC/2026/13 dated 12th June 2026, which extended the registration deadline to 31st July 2026.

In Appendix 1, the Bank listed 24 registered IMTOs with their registration numbers and official websites. They include Reflow Zone LTD (Novac Payment), Moolre Inc, One Africa Technologies LTD (OAPay), Egovin Technology LTD, Roze Int (PVT) LTD (Roze Remit), SikaFX LTD, Terra Payment Services (Mauritius) (TerraPay), Right Card Payment Services LTD ([LemFi](/lemfi)), AFRIEX Inc, Nairagram LLC, Remitly Inc, Zobo Payments LTD, and Kredete Inc.

The Bank said regulated institutions should “establish and maintain business relationships for inward remittance services only” with IMTOs included on the list.

## Why It Matters: Compliance Risk For Banks, PSPs, And E-Money Issuers
The Bank of Ghana said any regulated financial institution found to be facilitating or conducting remittance business through an IMTO that is not registered by the Bank will face regulatory and administrative sanctions under applicable laws and directives.

The Bank also said it will periodically review and update the list, and encouraged regulated firms to check its official website and future notices for the latest information.

For questions, the notice points to the Payment Systems Department at imtooperations.paymentsystems@bog.gov.gh.

## Sources and products

- [bog.gov.gh](https://www.bog.gov.gh/wp-content/uploads/2026/11/Notice-No.42-REGISTERED-INTERNATIONAL-MONEY-TRANSFER-OPERATORS-IN-GHANA.pdf)
- [OhentPay](/ohentpay)

## Related pages

- [Policy & Regulation](/news)

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