---
title: "NectarFi: Stablecoin Banking App in Africa"
description: "Deposit USD, EUR or NGN, hold stablecoins, get virtual US/EUR accounts to get paid, invest in stocks/crypto, and send money globally in Nigeria."
canonical_url: "https://liners.com/nectarfi"
markdown_url: "https://liners.com/nectarfi.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/nectarfi/screenshot.webp?v=1776206893980"
published_at: "2026-04-14T22:56:25.559Z"
updated_at: "2026-08-31T05:10:55.926Z"
---

# NectarFi: Stablecoin Banking App in Africa

Deposit USD, EUR or NGN, hold stablecoins, get virtual US/EUR accounts to get paid, invest in stocks/crypto, and send money globally in Nigeria.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [NectarFi](/nectarfi)

## Summary

Self-custodial stablecoin banking for global pay and spend

A self-custodial mobile finance app for cross-border users to deposit USD, EUR, or NGN, hold stablecoins, get virtual accounts, invest, and send money globally.

## Product details

| Field | Value |
| --- | --- |
| Website | https://nectarfi.finance/ |
| Tagline | Self-custodial stablecoin banking for global pay and spend |
| Primary country | Nigeria |
| Platforms | Android, iOS, Web |
| Average rating | 4 |
| Published reviews | 1 |
| Verified listing | No |

## About the product

NectarFi is a self-custodial financial platform built on the Solana blockchain for individuals who want to deposit fiat, hold and spend stablecoins, and manage cross-border money in one mobile app.

Key capabilities include:
- **Stablecoin banking** that supports fiat deposits in **USD, EUR, and Nigerian Naira**, then lets users hold value in stablecoins and spend without hidden fees or unexpected conversions.
- **Get paid globally** using **virtual US and EUR accounts**, designed for receiving earnings from international employers and clients and accessing funds quickly.
- **Investing in stocks and crypto** from the same app, so users can buy and sell assets alongside their day-to-day money management.
- **Transfers and remittances** for sending money internationally with minimal fees, aiming to reduce long waits and poor exchange rates.

Available on **Android** and **iOS**.

It targets **B2C users**, including crypto users, cross-border workers, and people in emerging markets who need alternatives for receiving international payments, saving in stable value, and moving money across countries.

In the African context, it is relevant for Nigeria-focused usage through **NGN support and local deposit options**, while keeping a **self-custodial** model (assets held in smart contracts the user controls) and adding a **Trust Score** that evaluates on-chain financial behavior for access to credit rather than relying on traditional credit history. The product has also reported a **$170K pre-seed round** and partnerships across its stack (including Solana, Privy, Rain, and KAMINO for lending infrastructure).

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Stablecoins](/tags/stablecoins): Product feature or technology
- [Ghana](/countries/ghana): Market
- [Kenya](/countries/kenya): Market
- [Nigeria](/countries/nigeria): Market
- [South Africa](/countries/south-africa): Market

## Related pages

- [Alternatives](/nectarfi/alternatives)
- [Reviews](/nectarfi/reviews)
- [Transparency](/nectarfi/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/nectarfi)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)