---
title: "MyStash: Savings, Budgeting, Payments and Loans"
description: "Save automatically in NGN or USD in Nigeria, budget and pay bills, plus salary-earner loans ₦30k–₦1m for IPPIS workers at 6%/month."
canonical_url: "https://liners.com/mystash"
markdown_url: "https://liners.com/mystash.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/mystash/screenshot.webp?v=1784411803038"
published_at: "2026-07-22T19:03:07.674Z"
updated_at: "2026-09-13T03:00:42.023Z"
---

# MyStash: Savings, Budgeting, Payments and Loans

Save automatically in NGN or USD in Nigeria, budget and pay bills, plus salary-earner loans ₦30k–₦1m for IPPIS workers at 6%/month.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [MyStash](/mystash)

## Summary

Save automatically, budget, pay, invest, and borrow in one app

A smart finance app for Nigerian consumers and salary earners to automate savings in NGN or USD, manage budgets, make payments, access loans, and invest.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.mystash.ng/ |
| Tagline | Save automatically, budget, pay, invest, and borrow in one app |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

MyStash is a smart finance mobile and web platform for consumers in Nigeria who want to save in **NGN or USD**, manage spending, make payments, access loans, and explore investments.

Key capabilities include:
- **Smart Savings**: Set up **automatic savings in USD or NGN** from income or daily spending, designed to build consistent saving habits.
- **Payments**: Make **fast payments and transfers** for everyday transactions.
- **Budgeting**: Plan and track spending while integrating **automatic savings** into a personal budget.
- **Loans and investments**: Access loans and investment options, including **salary-earner loans** from **₦30,000 to ₦1,000,000** for Federal, State, and Local Government employees paid via the **IPPIS** platform, with **6% per month** interest.

Available on **Web** and via mobile apps on **Android** and **iOS**.

The product targets individual consumers, including young adults, informal economy workers, and MSME operators who want an all-in-one tool for savings, budgeting, payments, and credit access.

In the Nigerian market, it is notable for its focus on **automated savings in both local currency and USD**, and for being **registered and regulated as a cooperative society under the Lagos State Ministry of Commerce, Industry and Cooperatives**.

Support: support@mystashapp.com

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Investments](/tags/investments): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Personal Finance](/tags/personal-finance): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/mystash/alternatives)
- [Reviews](/mystash/reviews)
- [Transparency](/mystash/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/mystash)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)