---
title: "MyCredit Ltd: Loan Provider in Kenya"
description: "Apply for business, civil servant or school finance in Kenya, plus life/motor/domestic insurance. Digital and branch applications available."
canonical_url: "https://liners.com/mycredit-ltd"
markdown_url: "https://liners.com/mycredit-ltd.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/mycredit/screenshot.webp?v=1773230301484"
published_at: "2026-03-11T13:22:33.472Z"
updated_at: "2026-10-06T16:37:07.227Z"
---

# MyCredit Ltd: Loan Provider in Kenya

Apply for business, civil servant or school finance in Kenya, plus life/motor/domestic insurance. Digital and branch applications available.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [MyCredit Ltd](/mycredit-ltd)

## Summary

Quick loans and insurance for personal and business needs

A Kenya-based digital credit provider offering business and civil servant loans, Kuza Elimu education finance, Islamic finance, and insurance with fast approvals.

## Product details

| Field | Value |
| --- | --- |
| Website | https://mycredit.co.ke/ |
| Tagline | Quick loans and insurance for personal and business needs |
| Primary country | Kenya |
| Platforms | Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

MyCredit Ltd is a Kenya-based non-bank financial services provider, licensed as a **Digital Credit Provider (DCP)** by the Central Bank of Kenya, serving individuals, civil servants, and organisations with credit and insurance products.

Key capabilities include:
- **Business loans** for working capital and growth needs, with applications handled through digital and branch channels.
- **Civil servant salary check-off loans** for eligible public sector employees.
- **Kuza Elimu education finance** for schools and education providers, including **unsecured**, **secured**, and **asset finance** options.
- **Insurance services**, covering **life insurance**, **motor insurance**, and **domestic insurance** packages.
- **Islamic finance (Tijaara)** for customers seeking Shariah-compliant financing.

Available on **Web**, with service delivery supported by a network of **50+ active branches** in Kenya and a stated response time of **under 2 hours** for loan application follow-up.

Target users include **B2C borrowers** (individuals, professionals, civil servants) and **B2B customers** (MSMEs, businesses, schools, and other institutions) in Kenya.

Notable in the Kenyan market for its scale of lending and footprint, with **15,500 loans worth KES 6.08 billion** disbursed and partnerships including **Triodos Investment Management (USD 3 million)**, **Oiko Credit (USD 4 million)**, and **BlueOrchard (USD 6 million)** supporting business and education-sector lending.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Insurance](/tags/insurance): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Kenya](/countries/kenya): Market

## Related pages

- [Alternatives](/mycredit-ltd/alternatives)
- [Reviews](/mycredit-ltd/reviews)
- [Transparency](/mycredit-ltd/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/mycredit-ltd)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)