---
title: "MyCoverGenius: Business Insurance in Nigeria"
description: "Buy and manage team health, auto, gadget & travel insurance online. Team plans from ₦18,000/staff quarterly; claims, bulk uploads, API."
canonical_url: "https://liners.com/mycovergenius"
markdown_url: "https://liners.com/mycovergenius.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/mycovergenius/screenshot.webp?v=1787082019638"
published_at: "2026-08-20T16:49:32.435Z"
updated_at: "2026-10-06T15:13:09.934Z"
---

# MyCoverGenius: Business Insurance in Nigeria

Buy and manage team health, auto, gadget & travel insurance online. Team plans from ₦18,000/staff quarterly; claims, bulk uploads, API.

## Breadcrumbs

- [Insurtech](/categories/insurtech)
- [MyCoverGenius](/mycovergenius)

## Summary

Buy and manage business insurance online in minutes

A Nigerian digital platform that helps businesses and individuals buy, manage, and claim health, auto, gadget, and travel insurance online.

## Product details

| Field | Value |
| --- | --- |
| Website | https://mycovergenius.com/ |
| Tagline | Buy and manage business insurance online in minutes |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

MyCoverGenius is a digital insurance distribution and management platform for Nigerian businesses and individuals who want to buy and manage insurance for staff and assets online.

Key capabilities include:
- **Business insurance dashboard** to purchase coverage and manage policies in one place, including adding or removing staff, **bulk uploads** for staff, gadgets, and vehicles, **activity tracking** for hospital visits and claims, and **role-based permissions** for business managers.
- **Health insurance plans for teams** with defined benefits and pricing, including FlexiCare (from **₦18,000 per staff quarterly**, inpatient up to ₦550,000, outpatient up to ₦350,000, pharmacy up to ₦100,000, 24-hour telemedicine), ZenCare (from **₦30,000 per staff quarterly**, inpatient unlimited, outpatient ₦500,000, cancer care up to ₦1,000,000, 24-hour telemedicine), and PrimeCare (from **₦120,000 per staff quarterly**, outpatient ₦1,000,000, cancer care up to ₦3,000,000, 24-hour telemedicine).
- **Auto, gadget, and travel cover** with clear product options and starting rates, including Comprehensive Cover (from **5.00% of vehicle value per vehicle annually**, 3rd party property damage up to ₦3,000,000), Mini Comprehensive (**₦25,000 per vehicle annually**, accidental damage up to ₦500,000), Third Party (**₦15,000 per vehicle annually**), Gadget Cover (**5.00% of gadget value annually**, screen repair or replacement, OEM parts replacement, device replacement for irreparable damage), and Travel Cover (premium based on **duration, destination country, and age**, including medical evacuation and trip delay compensation).
- **Digital claims** for faster submission and processing, plus **dedicated account manager** support and **24/7 hospital support**.

Available on **Web**, with a companion **mobile app** for employees (Android and iOS). An **API** is available via MyCover.ai documentation.

Target users include **Nigerian startups, SMEs, and larger businesses** insuring staff health and company assets, plus **individual consumers** buying personal cover.

Notable in Nigeria because it operates as a **technology and distribution layer**, not an insurer, partnering with **regulated Nigerian insurance companies** and supporting API-driven insurance delivery through the broader MyCover ecosystem.

## Features

- [Insurtech](/categories/insurtech): Category
- [B2B2C](/tags/b2b2c): Product feature or technology
- [Insurance](/tags/insurance): Product feature or technology
- [SaaS](/tags/saas): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/mycovergenius/alternatives)
- [Reviews](/mycovergenius/reviews)
- [Transparency](/mycovergenius/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/mycovergenius)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)