---
title: "MVola: Mobile Money, Bill Payments and Savings"
description: "Send money in Madagascar, pay bills and QR merchants, cash in/out, transfer to bank, and get MVola Avance up to 1,000,000 Ariary."
canonical_url: "https://liners.com/mvola"
markdown_url: "https://liners.com/mvola.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/mvola/screenshot.webp?v=1780126620101"
published_at: "2026-05-30T07:37:24.210Z"
updated_at: "2026-08-30T16:23:10.947Z"
---

# MVola: Mobile Money, Bill Payments and Savings

Send money in Madagascar, pay bills and QR merchants, cash in/out, transfer to bank, and get MVola Avance up to 1,000,000 Ariary.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [MVola](/mvola)

## Summary

Mobile money for everyday payments, transfers, and savings

A mobile money app for individuals and organisations in Madagascar to send and receive money, deposit or withdraw cash, pay bills and merchants, and access savings and advances.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.mvola.mg/ |
| Tagline | Mobile money for everyday payments, transfers, and savings |
| Primary country | Madagascar |
| Platforms | Web, Android, iOS, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | Yes |

## About the product

MVola is a mobile money and financial services platform for individuals in Madagascar, with additional tools for businesses, NGOs, and public organisations to manage digital payments and transfers.

Key capabilities include:
- **Send and receive money** through wallet-to-wallet transfers, plus **international money transfers** to Madagascar
- **Cash deposit and withdrawal** via agent networks, supporting day-to-day cash-in and cash-out needs
- **Payments** for **bills and partners**, and **merchant payments with QR code** for cashless transactions
- **Mobile credit and offer purchases** from within the app
- Financial services such as **MVola Épargne** (savings), **MVola Avance** (short-term advance), and **MVola Assure** (insurance)
- **Bank integration** with **wallet-to-bank and bank-to-wallet transfers** (MVola To Bank/Bank To MVola)
- Business services including **B2B incoming payments**, **B2B transfers**, and the **MVola Business portal**, plus a **developer portal** for API access

Available on **Android**, **iOS**, **Web** (including a self-care portal), and via **API**.

Target users include Malagasy consumers who need mobile payments and money transfers, and organisations that need B2B payment collection and disbursements.

Notable in the Madagascar market for combining everyday mobile money, QR merchant payments, savings and advances (advertised up to **1,000,000 Ariary** without paperwork or collateral), plus business tooling and a public developer portal for integrations.

## Features

- [Fintech](/categories/fintech): Category
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Insurance](/tags/insurance): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Mobile Money](/tags/mobile-money): Product feature or technology
- [Physical Cards](/tags/physical-cards): Product feature or technology
- [QR Payments](/tags/qr-payments): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [Madagascar](/countries/madagascar): Market

## Related pages

- [Alternatives](/mvola/alternatives)
- [Reviews](/mvola/reviews)
- [Transparency](/mvola/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/mvola)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)