---
title: "Mulemacare: Health Insurance"
description: "Get mutual health cover with 50–80% reimbursements, plus shared e‑health records & QR card. CSSA is €150/yr with 4–8 month waits."
canonical_url: "https://liners.com/mulemacare"
markdown_url: "https://liners.com/mulemacare.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/mulemacare/screenshot.webp?v=1787083549314"
published_at: "2026-08-20T00:57:32.636Z"
updated_at: "2026-09-26T03:01:10.951Z"
---

# Mulemacare: Health Insurance

Get mutual health cover with 50–80% reimbursements, plus shared e‑health records & QR card. CSSA is €150/yr with 4–8 month waits.

## Breadcrumbs

- [Health Tech](/categories/healthtech)
- [Mulemacare](/mulemacare)

## Summary

Digital mutual health cover and e‑health tools for Africa

A digital mutual health and social protection platform for individuals, diaspora, and employers, offering health coverage, e‑health records, and online enrollment across Africa.

## Product details

| Field | Value |
| --- | --- |
| Website | https://mulemacare.com/ |
| Tagline | Digital mutual health cover and e‑health tools for Africa |
| Primary country | Cameroon |
| Platforms | Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

MULEMACARE is a **digital mutual health and social protection platform** for individuals, families, African diaspora, and enterprises seeking health coverage and e‑health services across multiple African and international markets.

Key capabilities include:
- **Mutuelle santé plans** that cover **hospitalisation, medical care, dental, optical, and medications**, with reimbursements stated on the site as **50% to 80% of health expenses**, depending on the selected formula.
- **CSSA (Complémentaire Santé Solidaire Africaine)**, a universal coverage option presented for Africa and the Caribbean, priced at **150 €/year per person (100,000 FCFA)**, including **free consultations with partner doctors**, **medication reimbursement at 70% (some at 100%, per modalities)**, and **one free annual check-up**; the site lists waiting periods of **5 months (adults), 4 months (children), and 8 months (pregnant women)**.
- **E‑santé services** such as an **online directory of doctors and hospitals**, **online appointment booking**, and a **shared medical record (DMPA)** that centralizes history, allergies, and consultations, accessible to the patient and authorized healthcare professionals.
- A smartphone-based **digital social security and mutuelle card** with a **QR code and identifiers** for care coordination and follow-up.

Available on **Web** via the Mulemacare portal; mobile apps are not confirmed.

It targets **individuals and families** in covered countries, **diaspora users** managing coverage for relatives in Africa, and **businesses and healthcare professionals** using enrollment, partner directory, and e‑health workflows.

Notable in an African context for combining **mutual health coverage** with a **digital health record and QR-based card**, plus country-specific coverage pages for markets including **Cameroon, DR Congo, Republic of Congo, Benin, Côte d’Ivoire, Senegal, Madagascar, France, Germany, Belgium, Switzerland, and Haiti**.

## Features

- [Health Tech](/categories/healthtech): Category
- [Insurtech](/categories/insurtech): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Electronic Health Records](/tags/electronic-health-records): Product feature or technology
- [Insurance](/tags/insurance): Product feature or technology
- [Subscription Management](/tags/subscription-management): Product feature or technology
- [Telemedicine](/tags/telemedicine): Product feature or technology

## Related pages

- [Alternatives](/mulemacare/alternatives)
- [Reviews](/mulemacare/reviews)
- [Transparency](/mulemacare/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/mulemacare)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)