---
title: "Moov Money: Mobile Money App in Africa"
description: "Send and receive money in Togo via USSD or app. Pay bills, buy Moov airtime, withdraw cash, cancel transfers, and send abroad."
canonical_url: "https://liners.com/moov-money"
markdown_url: "https://liners.com/moov-money.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/moov-money/screenshot.png?v=1780061612367"
published_at: "2026-05-29T13:34:06.358Z"
updated_at: "2026-08-24T05:12:39.590Z"
---

# Moov Money: Mobile Money App in Africa

Send and receive money in Togo via USSD or app. Pay bills, buy Moov airtime, withdraw cash, cancel transfers, and send abroad.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Moov Money](/moov-money)

## Summary

Send money, pay bills, and buy airtime by phone

A mobile money service in Togo for consumers, merchants, and businesses to send and receive money, withdraw cash, pay bills, and buy airtime via USSD and app.

## Product details

| Field | Value |
| --- | --- |
| Website | https://moov-africa.tg/moov-money |
| Tagline | Send money, pay bills, and buy airtime by phone |
| Primary country | Togo |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Moov Money (Flooz) is a **mobile money service in Togo** for Moov Africa Togo customers, as well as merchants and enterprises that need to accept and manage everyday digital payments using a phone number linked wallet.

Key capabilities include:
- **Mobile wallet linked to a Moov Africa number**, described as a “mini bank account”, where the phone number also serves as the account number for transactions.
- **Domestic money transfers to another mobile** with **SMS confirmation** and **immediate availability** for the recipient.
- **Cash withdrawals** through Moov Money Flooz withdrawal channels.
- **Payments and top-ups**, including **bill payment (paiement de factures)** and **airtime/credit purchase (achat de crédits via Flooz)** for Moov communication services.
- **Merchant and business use cases**, including **Marchand Moov Money Flooz** for merchant acceptance and **Flooz Entreprise** for enterprise-oriented services.
- **Transfer cancellation**, via **Annulation de transfert Flooz**.
- **International transfers**, via **Transfert International Flooz**.

Available via **Web (service information pages)**, **Android** (Moov Money TG app), and **iOS** (Moov Money TG app).

Target users include **individual consumers in Togo**, plus **merchants and enterprises** that want to accept Moov Money payments from customers.

Notable in the Togolese market context, the service launched on **31 August 2013** under Moov Africa Togo and supports both consumer mobile money transactions and merchant or enterprise payment scenarios from the same ecosystem.

## Features

- [Fintech](/categories/fintech): Category
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Mobile Money](/tags/mobile-money): Product feature or technology
- [USSD](/tags/ussd): Product feature or technology
- [Benin](/countries/benin): Market
- [Burkina Faso](/countries/burkina-faso): Market
- [Chad](/countries/chad): Market
- [Côte d'Ivoire](/countries/cote-divoire): Market
- [Gabon](/countries/gabon): Market
- [Mali](/countries/mali): Market
- [Niger](/countries/niger): Market
- [Togo](/countries/togo): Market

## Related pages

- [Alternatives](/moov-money/alternatives)
- [Reviews](/moov-money/reviews)
- [Transparency](/moov-money/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/moov-money)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)