---
title: "Mono: Open Banking in Africa — Fees"
description: "Link customer bank accounts in Nigeria, Ghana & South Africa to pull real-time transactions, collect direct debits and run KYC. Basic: NGN50,000/mo."
canonical_url: "https://liners.com/mono"
markdown_url: "https://liners.com/mono.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/mono/screenshot.webp?v=1784241632198"
published_at: "2026-02-21T10:51:06.219Z"
updated_at: "2026-10-04T03:00:33.083Z"
---

# Mono: Open Banking in Africa — Fees

Link customer bank accounts in Nigeria, Ghana & South Africa to pull real-time transactions, collect direct debits and run KYC. Basic: NGN50,000/mo.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Mono](/mono)

## Summary

Link bank accounts for data, payments, and ID checks

An open banking platform that helps African businesses link customer bank accounts to access financial data, collect bank payments, and verify identity via APIs and no-code tools.

## Product details

| Field | Value |
| --- | --- |
| Website | https://mono.co/ |
| Tagline | Link bank accounts for data, payments, and ID checks |
| Primary country | Nigeria |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Mono is an **open banking platform** for African businesses that need to link customer bank accounts to access **financial data**, collect **direct bank payments**, and run **identity verification**.

Key capabilities include:
- **Account linking and financial data APIs**, using the **Mono Connect** widget to collect customer-consented access to data such as **real-time transactions**, **balances**, and **statements** from connected financial institutions.
- **Statement Pages (no-code)** to request bank statements through a shareable link, supporting use cases like **income verification** and reviewing transaction history without a full in-app integration.
- **Payments** for collecting **one-time** and **recurring** transfers directly from bank accounts, including products such as **DirectPay** and **DirectDebit**.
- **Identity verification**, including tools such as **Prove** and **Lookup**, designed to support KYC and customer onboarding flows.

Available via **Web dashboard** and **APIs** (with developer documentation, SDKs, and API reference).

Target users include **digital lenders**, **microfinance banks**, **fintechs**, and product teams building lending, onboarding, or bank-payment workflows.

Notable in the African market context, the platform reports **3 countries covered**, connections to **30+ financial institutions**, and usage by **100+ banks and fintechs**; it also operates as **a Flutterwave company**.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Direct Debit](/tags/direct-debit): Product feature or technology
- [KYC Provider](/tags/kyc-provider): Product feature or technology
- [Ghana](/countries/ghana): Market
- [Nigeria](/countries/nigeria): Market
- [South Africa](/countries/south-africa): Market

## Related pages

- [Alternatives](/mono/alternatives)
- [Reviews](/mono/reviews)
- [Transparency](/mono/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/mono)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)