---
title: "MonieWorld: Money Transfers and Bill Payments"
description: "Send NGN from the UK to any Nigerian bank in seconds, pay Nigerian bills, and fund by card or Apple Pay. Zero transfer fees; FX markup. £3,500/yr limit."
canonical_url: "https://liners.com/monieworld"
markdown_url: "https://liners.com/monieworld.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/monieworld/screenshot.webp?v=1773543336794"
published_at: "2026-03-15T02:56:14.368Z"
updated_at: "2026-10-06T10:39:56.826Z"
---

# MonieWorld: Money Transfers and Bill Payments

Send NGN from the UK to any Nigerian bank in seconds, pay Nigerian bills, and fund by card or Apple Pay. Zero transfer fees; FX markup. £3,500/yr limit.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [MonieWorld](/monieworld)

## Summary

Send money from the UK to Nigeria in seconds, fee-free

A money transfer service for UK residents to send NGN to Nigerian bank accounts in seconds, pay Nigerian bills, and fund transfers via card, bank transfer, Apple Pay, or Google Pay.

## Product details

| Field | Value |
| --- | --- |
| Website | https://monieworld.com/ |
| Tagline | Send money from the UK to Nigeria in seconds, fee-free |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS |
| Average rating | 4 |
| Published reviews | 1 |
| Verified listing | No |

## About the product

MonieWorld is a UK-to-Nigeria money transfer service for UK residents aged 18+ who need to send Naira to any Nigerian bank account, often in seconds.

Key capabilities include:

- **Instant bank transfers to Nigeria**: send money from the UK directly to Nigerian bank accounts, with delivery typically completed in seconds.
- **Multiple ways to pay**: fund transfers using **debit or credit cards**, **bank transfer**, **Apple Pay**, **Google Pay**, or from a **GBP currency account**.
- **GBP accounts for higher limits**: build up transfer funds in a **GBP account**; users without a GBP account start with an annual limit of **up to £3,500**, with eligibility to send more after additional checks.
- **Nigerian bill payments**: pay bills in Nigeria on behalf of family and others.

Available on **Web, iOS** and **Android**.

It targets **B2C remittances**, particularly UK-based Nigerians and other UK residents supporting family or making personal and business-related payments to Nigeria. During beta, access is **invite-only,** and sign-up requires **UK residency** and a **UK mobile number**.

In the African payments context, it focuses specifically on the UK-to-Nigeria corridor and is **powered by Moniepoint**. The service advertises **zero transfer fees**, with costs covered via a **small markup on the exchange rate**, and includes security measures such as **identity checks**, **biometrics/passcode**, **encrypted data transfers**, and **24/7 monitoring**.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Remittances](/tags/remittances): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/monieworld/alternatives)
- [Reviews](/monieworld/reviews)
- [Transparency](/monieworld/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/monieworld)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)