---
title: "Moniepoint: Merchant Payments in Nigeria & Kenya"
description: "Accept payments, send transfers, pay bills, buy airtime, issue debit/expense cards, and access business credit for inventory—focused on Nigeria."
canonical_url: "https://liners.com/moniepoint"
markdown_url: "https://liners.com/moniepoint.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/moniepoint/screenshot.webp?v=1771638982731"
published_at: "2026-02-21T10:53:23.561Z"
updated_at: "2026-10-05T14:55:24.975Z"
---

# Moniepoint: Merchant Payments in Nigeria & Kenya

Accept payments, send transfers, pay bills, buy airtime, issue debit/expense cards, and access business credit for inventory—focused on Nigeria.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Moniepoint](/moniepoint)

## Summary

Payments, banking, and credit tools for African businesses

A payments, banking, and operations platform for African businesses and their customers, offering payment acceptance, transfers, bill payments, expense tools, and loans.

## Product details

| Field | Value |
| --- | --- |
| Website | https://moniepoint.com/ |
| Tagline | Payments, banking, and credit tools for African businesses |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS, API |
| Average rating | 3.8 |
| Published reviews | 54 |
| Verified listing | Yes |

## About the product

Moniepoint is an all-in-one **payments, banking, and operations** platform built for businesses and their customers in emerging markets, with a major focus on Nigeria.

Key capabilities include:

- **Payments acceptance and processing** for merchants, backed by infrastructure and distribution networks that support large-scale transaction volumes.
- **Business and personal banking** for instant transactions, including **transfers**, **bill payments**, and **airtime purchases**, plus **debit cards** usable at ATMs, POS, and online.
- **Business management tools** such as **expense cards**, **accounting**, and **bookkeeping** to support day-to-day operations.
- **Credit** for business owners to finance **inventory purchases** and business expansion.

Available on **Web**, **Android**, and **iOS**.

It serves a **B2B** and **B2C** audience, including SMEs, merchants, and other underbanked businesses, while also supporting individual customers who need everyday banking services.

Notable in Nigeria’s fintech market, it operates as the country’s **largest merchant acquirer** and reports **10,000,000+ business and individual accounts**, with disclosed scale metrics including **26M payments processed daily** and **$17B TPV monthly**. Founded in **2019**, it also lists regional options including **Nigeria** and **Kenya** on its site, indicating broader emerging-market reach.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Expense Tracking](/tags/expense-tracking): Product feature or technology
- [Microfinance Bank](/tags/microfinance-bank): Product feature or technology
- [Neobanks](/tags/neobanks): Product feature or technology
- [POS](/tags/pos): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [Kenya](/countries/kenya): Market
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/moniepoint/alternatives)
- [Reviews](/moniepoint/reviews)
- [Transparency](/moniepoint/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/moniepoint)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)