---
title: "MoneyBadger: Bitcoin Payments and QR Checkout"
description: "Accept Bitcoin Lightning payments in South Africa via QR scan-to-pay online or in-store, with next-business-day settlement in ZAR, BTC or stablecoin."
canonical_url: "https://liners.com/moneybadger"
markdown_url: "https://liners.com/moneybadger.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/moneybadger/screenshot.webp?v=1773251447036"
published_at: "2026-03-11T17:59:39.580Z"
updated_at: "2026-10-03T03:02:34.890Z"
---

# MoneyBadger: Bitcoin Payments and QR Checkout

Accept Bitcoin Lightning payments in South Africa via QR scan-to-pay online or in-store, with next-business-day settlement in ZAR, BTC or stablecoin.

## Breadcrumbs

- [Crypto & Web3](/categories/crypto-web3)
- [MoneyBadger](/moneybadger)

## Summary

Accept Bitcoin payments online and in-store, settle in ZAR

A South African Bitcoin Lightning payment platform for retailers and merchants, enabling QR scan-to-pay and next-business-day settlement in ZAR, BTC, or stablecoin.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.moneybadger.co.za/ |
| Tagline | Accept Bitcoin payments online and in-store, settle in ZAR |
| Primary country | South Africa |
| Platforms | API, Android, iOS, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | Yes |

## About the product

MoneyBadger is a South African **Bitcoin payments** platform for retailers and merchants that want to accept **Bitcoin Lightning** online or in-store using **QR code** scan-to-pay, while settling funds in **South African Rand**, **Bitcoin**, or **stablecoin**.

Key capabilities include:

- **QR scan-to-pay for in-store and online checkout**, designed for quick payments across supported stores and payment flows
- **Wallet and exchange support** for major options including **Luno**, **VALR**, **Binance**, **AltCoinTrader**, plus Lightning wallets such as **Blink**, **Blitz**, and **Aqua**
- **Merchant settlement options** with next-business-day settlement in **ZAR** (or settlement in BTC or stablecoin), reducing merchant exposure to Bitcoin price volatility through conversion handling
- **Business integrations** with **POS systems** and partners such as **Peach Payments**, **Zapper**, **Scan to Pay**, and **Ecentric**, plus an **API** for daily settlement files, **24/7 reconciliation**, and custom formats (including delivery options like SFTP)

Available on **Web**, **Android**, **iOS**, with **API** integrations.

Target users include **South African retailers, e-commerce merchants, payment processors, and POS providers**, as well as crypto holders who want to spend Bitcoin at everyday merchants.

It is notable in the South African market for enabling Bitcoin payments at scale through established retail and payment partnerships, including acceptance at **1,500+ Pick n Pay stores** and broader reach via **Scan to Pay** locations, and for operating as an active **Crypto Assets Service Provider (CASP)** under FSCA exemption with **FSP 53482** listed as in progress.

## Features

- [Crypto & Web3](/categories/crypto-web3): Category
- [B2B](/tags/b2b): Product feature or technology
- [QR Payments](/tags/qr-payments): Product feature or technology
- [South Africa](/countries/south-africa): Market

## Related pages

- [Alternatives](/moneybadger/alternatives)
- [Reviews](/moneybadger/reviews)
- [Transparency](/moneybadger/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/moneybadger)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)