---
title: "Momentum: Medical Aid, Insurance and Investments"
description: "Get medical aid, car/home insurance and life cover in South Africa. Submit claims, get online quotes, and invest locally or offshore."
canonical_url: "https://liners.com/momentum"
markdown_url: "https://liners.com/momentum.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/momentum/screenshot.webp?v=1778623982509"
published_at: "2026-05-14T15:33:04.134Z"
updated_at: "2026-09-19T03:02:00.899Z"
---

# Momentum: Medical Aid, Insurance and Investments

Get medical aid, car/home insurance and life cover in South Africa. Submit claims, get online quotes, and invest locally or offshore.

## Breadcrumbs

- [Insurtech](/categories/insurtech)
- [Momentum](/momentum)

## Summary

Manage health cover, insurance, investing, and estate plans

A South African financial services platform for individuals and businesses to get medical aid, insurance, investments, savings plans, and estate planning services.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.momentum.co.za/ |
| Tagline | Manage health cover, insurance, investing, and estate plans |
| Primary country | South Africa |
| Platforms | Web, iOS, Android |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Momentum is a South African financial services provider for individuals, businesses, and corporate clients who need cover, investing, savings, and estate planning through online and adviser-led channels.

Key capabilities include:
- **Medical aid** with multiple plan options (Evolve, Custom, Incentive, Extender, Summit, Ingwe), plus online quotes and support for submitting claims
- **Short-term insurance** for **car and home**, with online quoting, claims submission, and benefits such as **Safety Returns** (cashback on premiums)
- **Life insurance** options including **life cover**, **disability cover**, **income protection**, and **critical illness cover**, with online quoting and claims guidance
- **Investments and savings** through local and offshore investing (Momentum Wealth and Momentum Wealth International), plus long-term savings plans such as **retirement**, **education**, and **endowment** savings

Available on **Web** and via the **Momentum App** on **iOS**, **Android**, and **Huawei AppGallery**.

It serves **B2C customers** choosing medical aid and personal cover, **businesses** needing insurance and investment management, and **corporates** administering employee benefits and retirement solutions (including **FundsAtWork**).

Notable in South Africa for offering an integrated product suite under Momentum Metropolitan Life Limited (JSE-listed, ticker: **MMI**) and for embedding **rewards programmes** across core products, including **HealthReturns**, **Safety Returns**, and **LifeReturns**.

## Features

- [Insurtech](/categories/insurtech): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Insurance](/tags/insurance): Product feature or technology
- [Investments](/tags/investments): Product feature or technology
- [Pensions](/tags/pensions): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [Botswana](/countries/botswana): Market
- [Ghana](/countries/ghana): Market
- [Lesotho](/countries/lesotho): Market
- [Mozambique](/countries/mozambique): Market
- [Namibia](/countries/namibia): Market
- [South Africa](/countries/south-africa): Market

## Related pages

- [Alternatives](/momentum/alternatives)
- [Reviews](/momentum/reviews)
- [Transparency](/momentum/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/momentum)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)