---
title: "Mobicred: Buy Now, Pay Later Credit — Download"
description: "Shop online in South Africa and pay in one monthly installment with a revolving credit limit. Use at checkout on Temu, Takealot, iStore."
canonical_url: "https://liners.com/mobicred"
markdown_url: "https://liners.com/mobicred.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/mobicred/screenshot.webp?v=1774098504853"
published_at: "2026-03-21T13:06:32.038Z"
updated_at: "2026-10-06T16:49:27.816Z"
---

# Mobicred: Buy Now, Pay Later Credit — Download

Shop online in South Africa and pay in one monthly installment with a revolving credit limit. Use at checkout on Temu, Takealot, iStore.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Mobicred](/mobicred)

## Summary

Buy now and pay monthly across thousands of SA stores

A digital credit facility for South African shoppers that provides a revolving credit limit and one monthly payment for purchases at participating online retailers.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.mobicred.co.za/ |
| Tagline | Buy now and pay monthly across thousands of SA stores |
| Primary country | South Africa |
| Platforms | Web, Android, iOS, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Mobicred is a digital credit facility for South African consumers who want a single account to shop at participating online retailers and pay in one monthly installment.

Key capabilities include:

- **Revolving credit limit** that restores available credit (“open to buy”) as repayments are made
- **One monthly payment** that covers spending across multiple participating stores
- **Online application with instant response**, followed by accepting terms and **submitting documents** to complete the process
- **Checkout availability at participating retailers**, including Temu, Takealot, and iStore, plus store and category discovery via the online store directory

Available on **Web**, **Android**, and **iOS** (mobile app), with merchant and developer resources via the site.

Target users include **individual shoppers in South Africa** seeking flexible credit for online shopping, as well as **merchants and developers** that want to offer the facility at checkout.

Notable in the South African market context, Mobicred (Pty) Ltd operates as a **registered Credit Provider (NCRCP 10896)** and partners with **RCS** (a registered credit and authorized financial services provider).

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [BNPL](/tags/bnpl): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [South Africa](/countries/south-africa): Market

## Related pages

- [Alternatives](/mobicred/alternatives)
- [Reviews](/mobicred/reviews)
- [Transparency](/mobicred/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/mobicred)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)