---
title: "MiWayLife: Life Insurance in South Africa — Fees"
description: "Buy life and funeral cover online in South Africa: MiLifeCover 4-in-1 up to R10m plus free will, and 10% cashback every 24 months."
canonical_url: "https://liners.com/miwaylife"
markdown_url: "https://liners.com/miwaylife.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/miwaylife/screenshot.webp?v=1787081604699"
published_at: "2026-08-19T21:50:48.823Z"
updated_at: "2026-10-06T03:00:43.103Z"
---

# MiWayLife: Life Insurance in South Africa — Fees

Buy life and funeral cover online in South Africa: MiLifeCover 4-in-1 up to R10m plus free will, and 10% cashback every 24 months.

## Breadcrumbs

- [Insurtech](/categories/insurtech)
- [MiWayLife](/miwaylife)

## Summary

Get life and funeral cover online under one policy

A South African life insurer offering online life cover, funeral cover, and will services for individuals and families, with quotes, buy-online journeys, and claims support.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.miwaylife.co.za/ |
| Tagline | Get life and funeral cover online under one policy |
| Primary country | South Africa |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

MiWayLife is a South African life insurer for individuals and families who want life cover, funeral cover, and basic legacy planning through online quotes and purchase journeys.

Key capabilities include:

- **MiLifeCover (4-in-1)** with **life cover up to R10 million**, combining comprehensive life insurance with an **accelerated funeral benefit**, a **terminal illness accelerator**, and **funeral cover for family members** under **one monthly premium**.
- **MiFuneral**, a **fully digital funeral cover** plan designed to **cover the whole family in one plan**, with options to request a quote or buy online.
- **MiWill**, a will service that lets customers **apply for a free will** to help protect their families.
- **Micashback™**, which returns **10% of premiums every 24 uninterrupted months** for eligible new life and funeral cover policies (Ts and Cs apply).

Available on **Web**, **iOS** and **Android.**

Target users include South African consumers comparing monthly premiums, families consolidating cover under one policy, and anyone needing online tools such as a **BMI calculator** and **life insurance calculator**, plus guidance on **MiLife and MiFuneral claims**.

Notable in the South African market, the insurer is an authorised **FSP (No. 45741)**, and its products are **underwritten by Sanlam Life Insurance Limited** (MiWayLife is a division of Sanlam Life Insurance Limited).

## Features

- [Insurtech](/categories/insurtech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Insurance](/tags/insurance): Product feature or technology
- [South Africa](/countries/south-africa): Market

## Related pages

- [Alternatives](/miwaylife/alternatives)
- [Reviews](/miwaylife/reviews)
- [Transparency](/miwaylife/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/miwaylife)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)