---
title: "Mirakash: Unsecured Cash Loans in Zambia"
description: "Apply for unsecured loans in Zambia: K300–K10,000, 91–240 days, 30%–70% APR. Do KYC, get approved in minutes, repay via bank or mobile money."
canonical_url: "https://liners.com/mirakash"
markdown_url: "https://liners.com/mirakash.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/mirakashlend/screenshot.webp?v=1779889247772"
published_at: "2026-05-28T12:47:17.833Z"
updated_at: "2026-08-24T05:12:18.016Z"
---

# Mirakash: Unsecured Cash Loans in Zambia

Apply for unsecured loans in Zambia: K300–K10,000, 91–240 days, 30%–70% APR. Do KYC, get approved in minutes, repay via bank or mobile money.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Mirakash](/mirakash)

## Summary

Apply for unsecured cash loans from your phone

A digital personal loan app for Zambian residents to apply for unsecured loans, complete KYC, get fast approval, and receive funds to mobile money or bank.

## Product details

| Field | Value |
| --- | --- |
| Website | https://mirakashlend.com/ |
| Tagline | Apply for unsecured cash loans from your phone |
| Primary country | Zambia |
| Platforms | Web, Android |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Mirakash is a **digital personal loan app and web platform** for **individuals in Zambia** who need short- to medium-term, unsecured cash loans managed from a mobile phone.

Key capabilities include:
- **Fast loan applications and approvals**, with many applications approved within minutes
- **Unsecured borrowing with KYC**, using government-issued ID and basic personal information (no collateral required)
- **Transparent loan terms**, with interest rates and fees displayed upfront and “no hidden charges” stated
- **Disbursement and repayment management**, sending approved funds to a **bank account or mobile money** and supporting ongoing repayment tracking in-app

Available on **Web** (sign-up and information) and **Android** (mobile app). Borrowers must be **18+**, **reside in Zambia**, have an **active mobile number**, and have a **bank account or mobile money** plus a **stable income or proof of earnings**.

Notable in the Zambian market for offering a fully digital loan journey, from registration and KYC to approval and disbursement, operated locally by **MIRACLE BUSINESS VENTURE LIMITED** in Lusaka. The service publishes example loan ranges and pricing parameters, including **loan amounts from K300 to K10,000**, terms of **91–240 days**, and an **APR range of 30%–70%**.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Credit Scoring](/tags/credit-scoring): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Mobile Money](/tags/mobile-money): Product feature or technology
- [Zambia](/countries/zambia): Market

## Related pages

- [Alternatives](/mirakash/alternatives)
- [Reviews](/mirakash/reviews)
- [Transparency](/mirakash/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/mirakash)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)