---
title: "Mintpoint: Tap-to-Pay in Nigeria"
description: "Turn an NFC Android/iPhone into a POS in Nigeria—take tap-to-pay cards, QR, bank transfers, deposits/withdrawals, and bills, with instant settlement."
canonical_url: "https://liners.com/mintpoint"
markdown_url: "https://liners.com/mintpoint.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/mintpoint/screenshot.webp?v=1787512718270"
published_at: "2026-08-23T19:25:53.911Z"
updated_at: "2026-08-31T07:45:58.168Z"
---

# Mintpoint: Tap-to-Pay in Nigeria

Turn an NFC Android/iPhone into a POS in Nigeria—take tap-to-pay cards, QR, bank transfers, deposits/withdrawals, and bills, with instant settlement.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Mintpoint](/mintpoint)

## Summary

Turn an NFC smartphone into a POS for payments

An AI-powered SoftPOS app for Nigerian agents and merchants to accept tap-to-pay card payments, QR, transfers, bill payments, and get instant settlement.

## Product details

| Field | Value |
| --- | --- |
| Website | https://mintpoint.app/ |
| Tagline | Turn an NFC smartphone into a POS for payments |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Mintpoint is an AI-powered **SoftPOS payment platform** for Nigerian POS agents, shop owners, and small businesses that want to accept in-person and remote payments using an NFC-enabled smartphone.

Key capabilities include:
- **Tap to Pay (MintTap)**: accept **contactless card payments** by tapping a customer’s card on an NFC phone, without a traditional POS terminal.
- **Multiple payment rails**: support **bank transfers** across Nigerian banks, plus **Scan to Pay (QR)** and **Call to Pay** for collecting payments remotely by phone.
- **Agent banking and bills**: offer **cash deposits, withdrawals, and account opening** from agent locations, plus bill payments for **airtime, data, electricity, and TV subscriptions**, with receipts.
- **Wallet and cards**: issue **physical and virtual debit cards** linked to a wallet for spending, withdrawals, and online shopping, with **instant settlement** referenced across the platform.

Available on **Android** (Google Play) and **iOS** (App Store link provided), with a supporting **web presence** and **API docs** for integrations.

It targets a **B2B2C** network of agents and merchants in Nigeria who serve everyday customers and need card acceptance, transfers, and bill payment services in one app.

Notable in the Nigerian market for its SoftPOS focus (phone-as-POS), nationwide agent positioning (including a states directory), and security and compliance claims such as **256-bit SSL**, NDPR compliance, and partnerships with banks licensed by the CBN and insured by the NDIC.

## Features

- [Fintech](/categories/fintech): Category
- [Agent Network](/tags/agent-network): Product feature or technology
- [B2B2C](/tags/b2b2c): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [POS](/tags/pos): Product feature or technology
- [QR Payments](/tags/qr-payments): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/mintpoint/alternatives)
- [Reviews](/mintpoint/reviews)
- [Transparency](/mintpoint/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/mintpoint)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)