---
title: "Millennium bim: Retail Banking in Mozambique"
description: "Open accounts and savings, manage cards and alerts, use Smart IZI/Internet Banking, and check daily FX and benchmark interest rates in Mozambique."
canonical_url: "https://liners.com/millennium-bim"
markdown_url: "https://liners.com/millennium-bim.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/millenniumbim/screenshot.webp?v=1779889939753"
published_at: "2026-05-30T12:58:55.638Z"
updated_at: "2026-08-24T05:12:11.144Z"
---

# Millennium bim: Retail Banking in Mozambique

Open accounts and savings, manage cards and alerts, use Smart IZI/Internet Banking, and check daily FX and benchmark interest rates in Mozambique.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Millennium bim](/millennium-bim)

## Summary

Everyday retail banking with digital access and rate updates

A retail banking portal for individuals in Mozambique offering accounts, cards, loans, insurance, digital banking apps, alerts, statements, and FX rates.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.millenniumbim.co.mz/ |
| Tagline | Everyday retail banking with digital access and rate updates |
| Primary country | Mozambique |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Millennium bim is the retail banking portal from Banco Internacional de Moçambique SA, built for individuals in Mozambique who need day to day banking, credit, and digital account access.

Key capabilities include:

- **Accounts and savings** options (Contas, Poupanças) plus packaged **Soluções** for common life goals such as **Abrir Conta**, **Poupar**, **Ter Carro**, **Ter Casa**, **Viajar**, **Estudar**, and **Proteger a Família**
- **Cards and online payment security**, including debit and credit card information and support for **Verified by Visa** for safer e commerce payments
- **Personal credit tools**, including a **Crédito Funcionário Público** simulator that helps eligible customers estimate repayment conditions (with a note that simulations may exclude fees and require approval)
- **Digital banking channels** that centralize access to **Smart IZI**, **Millennium IZI**, **Internet Banking** login, **Pay IZI**, **Extracto Digital**, and **Gestão de Alertas** for tracking account movements

Available on **Web** and via mobile apps on **Android** and **iOS** (Smart IZI).

Targeted at **B2C retail banking customers in Mozambique** who want to manage accounts, cards, payments, and borrowing through online and mobile channels.

Notable in the Mozambican market for publishing **up to date FX and benchmark interest rate tables** and for highlighting external recognition such as Global Finance's "Best Bank in Mozambique 2019" (as cited on the site).

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Commercial Bank](/tags/commercial-bank): Product feature or technology
- [Insurance](/tags/insurance): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Neobanks](/tags/neobanks): Product feature or technology
- [Physical Cards](/tags/physical-cards): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [Mozambique](/countries/mozambique): Market

## Related pages

- [Alternatives](/millennium-bim/alternatives)
- [Reviews](/millennium-bim/reviews)
- [Transparency](/millennium-bim/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/millennium-bim)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)