---
title: "miLife: Life Insurance and Savings Plans"
description: "Buy life and savings insurance in Ghana, including funeral cover, education plans and income protection. Manage select policies via MTN MoMo + web claims."
canonical_url: "https://liners.com/milife"
markdown_url: "https://liners.com/milife.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/milifeghana/screenshot.webp?v=1787081285413"
published_at: "2026-08-19T14:48:29.652Z"
updated_at: "2026-10-05T03:01:10.967Z"
---

# miLife: Life Insurance and Savings Plans

Buy life and savings insurance in Ghana, including funeral cover, education plans and income protection. Manage select policies via MTN MoMo + web claims.

## Breadcrumbs

- [Insurtech](/categories/insurtech)
- [miLife](/milife)

## Summary

Life and savings insurance you can access on mobile

A Ghana-based life insurer offering individual, group, and corporate cover, with mobile insurance via MTN Mobile Money plus web tools for claims and policy support.

## Product details

| Field | Value |
| --- | --- |
| Website | https://milifeghana.com/ |
| Tagline | Life and savings insurance you can access on mobile |
| Primary country | Ghana |
| Platforms | Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

miLife Insurance is a Ghana-based life insurance provider serving individuals, families, member groups, and employers with life and savings policies designed for different protection and long-term planning needs.

Key capabilities and services include:
- **Individual policies** covering specific needs such as **income protection** (miLegacy), **funeral expenses** (miTribute), **children’s education planning** (miKids), **savings for the future** (miCash), and **critical risk events** (miDream).
- **Mobile insurance distribution and servicing** for selected products (miWay and miFuture), positioned as **mobile insurance made easy** and delivered via **MTN Mobile Money channels**.
- **Group and institutional cover** including **Heritage Cash Back Plan** (a 10-year income protection and cashback plan for members of groups and institutions) and **miGroup Funeral** for organizations and their dependents.
- **Corporate policies** for employers and lenders, including **Group Life** (employee cover), **Credit Life** (loan protection), **Mortgage Life** (mortgage protection), and **Keyman Life** (cover for key employees).

Available on **Web**, including a **Customer Portal** for policy-related support, plus online pages for **claims**, FAQs, feedback, complaints, and new customer signup.

Target users include **individuals and families in Ghana**, as well as **corporate institutions, employers, churches, groups, and associations** offering insurance benefits to members or staff.

miLife is notable in Ghana for its focus on **mobile-accessible insurance via MTN Mobile Money**, its stated **over 500 retail agents nationwide**, and its public **Information Security Policy** commitment to confidentiality, integrity, and availability of information assets.

## Features

- [Insurtech](/categories/insurtech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Insurance](/tags/insurance): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [Ghana](/countries/ghana): Market

## Related pages

- [Alternatives](/milife/alternatives)
- [Reviews](/milife/reviews)
- [Transparency](/milife/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/milife)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)