---
title: "Menthum: Savings, Fixed Income and Index Funds"
description: "Save and invest in Egypt: liquid EGP money market fund with daily earnings, USD fixed income (Eurobonds), and EGX 30 index tracking."
canonical_url: "https://liners.com/menthum"
markdown_url: "https://liners.com/menthum.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/menthum/screenshot.webp?v=1773038825584"
published_at: "2026-03-09T11:09:33.997Z"
updated_at: "2026-10-05T05:11:42.732Z"
---

# Menthum: Savings, Fixed Income and Index Funds

Save and invest in Egypt: liquid EGP money market fund with daily earnings, USD fixed income (Eurobonds), and EGX 30 index tracking.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Menthum](/menthum)

## Summary

Digital savings and investing built for everyday liquidity

A fintech app for individuals and businesses in Egypt to save and invest in EGP money market funds, USD fixed income, goal-based savings, and EGX 30 index tracking.

## Product details

| Field | Value |
| --- | --- |
| Website | http://www.menthum.com/ |
| Tagline | Digital savings and investing built for everyday liquidity |
| Primary country | Egypt |
| Platforms | Android, iOS, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Menthum is an Egypt-focused fintech app for individuals and businesses that offers digital savings and investment products as alternatives to traditional bank accounts, with products regulated by Egypt’s Financial Regulatory Authority (FRA).

Key capabilities include:
- **Menthum Core**, a liquid EGP savings option powered by an **EGP money market fund** investing in Egyptian government **Treasury Bills (T-Bills)**, with **daily earnings** and the ability to **add or withdraw anytime** (no lock-in period)
- **Menthum USD Fixed Income Fund**, a USD investment option that invests in USD debt instruments such as Egyptian government **Eurobonds**, designed for medium to long-term dollar savings with **full flexibility**
- **Menthum Goals**, **goal-based saving** with one-time or recurring deposits, progress tracking, and **rewards** tied to saving milestones
- **Menthum Grow Fund** and **Wealth+**, which provide equity exposure by tracking the **EGX 30 Capped Index** (via a digital **Systematic Investment Plan (SIP)**) and a **personalized debt-equity mix** with **automated rebalancing**

Available on **Android** and **iOS**.

Built for consumers and businesses in Egypt that want app-based saving, USD fixed income investing, and index-linked equity investing with flexible deposits and withdrawals.

Notable in the Egyptian market for operating as an **FRA-licensed** platform with **encrypted** protection for money and data, and for offering multiple fund-based products (EGP liquidity, USD fixed income, EGX 30 tracking, and portfolio allocation) in a single mobile experience.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Investments](/tags/investments): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [Wealth Management](/tags/wealth-management): Product feature or technology
- [Egypt](/countries/egypt): Market

## Related pages

- [Alternatives](/menthum/alternatives)
- [Reviews](/menthum/reviews)
- [Transparency](/menthum/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/menthum)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)